[John Rogers]

Are you retired or disabled military? If so the Tri-Care for Life will be the answer? If not the I would suggest the plans AARP offers making sure they cover any issues you and your wife have now, can have specialists available, don't make you have to get a long wait for a referral or even do not require a referral at all. I would say cost should be near the last on your list. I am lucky as I am a retired Navy man with disability and Tri-Care for life is worth it's weight in gold!