This might be why:
Medical Bankruptcies are Still a Problem, Here's What to Expect | Fox Business
"According to a 2013 study by NerdWallet Health, unpaid medical bills are expected to be the No.1 cause of bankruptcy filings, surpassing both credit card and mortgage debt."
Anyone who ignores this problem or actually thinks the status quo is ok should be sent to a shrink!!!
um..oh wait..uh..