[RKDinOKC]

You can't accept money from just anyone.

Friend of mine says they can't just transfer money between banks. They have to call a person at the other bank. Establish it is the bank they are supposed to transfer the money to. Get the connection information, including a one time login and password. Then login and transfer the money while on the phone with the person. Then the person confirms they got the transfer and it was credited to the correct account. And if there is a hiccup on any part, they have to start all over again. Says there are a lot of checks and double checks to make sure everyone is who they say they are and all the accounts are correct because once the transfer it made the money is transferred no take backs.