[RKDinOKC]

The company I work for used to have to take a paper copy to the bank for payroll deposits and at first you had to have a personal account with that bank. I just had them mail me a check. Used to have to make a trip to my branch and make the deposit. For about a year I made the deposit taking a picture with my iPhone. Now I don't do nuthin. It just shows up in my account on the last business day of the month.

Now the list is uploaded via secure ftp. Our payroll person has to have a fixed public IP to send the file to the bank. Sometimes it still messes up and won't accept our file. But that's not very often. They can also direct deposit into almost any bank now.

I may see if I can adjust the deposit so it is distributed into 3 different accounts. Savings, Bills, and Cash Budget. Now it is just Savings and Checking.

Oh yeah, mertnin.

My cash budget account thing worked out great. I swear the guy at the corner store did NOT give me my card back at the drive up window. Drove straight home, search my car to give him the benefit of the doubt, killed the card, and picked up a new one the next morning. The best part is I did not have to update my card info on all my regular monthly accounts. Use a different account and card for those.

What I like about it is I use a debit card. Only has the money for that week in the account. If it gets stolen the debit card will give me the same protection as a credit card, but the thiefs can only get what is left of my weeks budget before the card is declined and not whatever limit is on a credit card. Kind of a principal thing.