[GH85Carrera]

My policy just renewed so I have it here in front of me. I have agreed value insurance on the Elky and the 911. The 911 is agreed value of $46,000 and it costs $1.21 per day so $442 per year. The Elky is only valued at $15,000 but it costs about the same. The Macan is the expensive one, just over $900 per year. We have a $500 deductible.

We have our house insured with the same company, and we have a umbrella policy with them. They send me a rebate check every year of $1,200 is I don't have any claims. The have full replacement of the roof and just a $1,000 deductible, and the best part is the utilities are covered.

If my water line coming to the house, the sewer going out, or the gas line fails, they will pay to repair it. Better yet, when and if the central AC unit dies and has to be converted to the new style and that means replace the furnace and blower, they cover that. Even a water heater failure.

When we had a hail storm and had to replace the roof the totaled the roof, and wrote me a huge check and said get it replaced by whatever company you want. I interviewed a lot of roofing companies. Most of them started off with "how much did you get form the insurance company" and I told them it does not matter, what is your price? One guy would not quote it without knowing the amount. I showed him the door, bye. Finally found a company that looked at the roof, measured, and sent me a quote. I hired him and they did a great job. The pictures of that are in this thread somewhere.