[farleyd]

Well guys, its the same thing with home insurance. They will have you build a fire-proof house, then FORCED you to get it insured against fire.
As someone says: insurance is like lotery tickets.
As someone else said: insurance companies doesnt want our good (safety), they want our goods (money).
- translated from French where good means «biens» and in French «biens» means both our healthy condition AND our money.

Anyhow, you never win with them..... unlike the loteries.