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I think the biggest determining factor in when to start Social Security is when you want to stop working. Prior to being 66, your maximum income can only be about $16k before it affects you. Within the year you turn 66, that amount goes up to about $45k.
With that being said, I did a cash flow based upon how much I would get when I turned 62 vs. waiting until 66 to find the break even point. The break even point, for me, was 77 years old.
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