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I took mine at 62. I want to have the extra $$$$ to play with while I am still able to play. I am 65 now and starting a drag car project. SS will fund that and it gives me activity that I need . If not for the SS I would have to tap into my IRA for this project and have to pay taxes on that. Every person has different wants and needs. Waiting for age 66 or 70 sounds good but I am not sure I will be physically able to do this project then. For the record, I had a blue collar career and do not have big retirement savings compared to many .
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