Quote:
Originally Posted by Crowbob
Not taking your check is donating but you dont get to choose to whom it is donated.
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I would much rather take a reduced amount SS check for 4-8 extra years, and enjoy life while I still can. After 75-80 years old, the desire to take big trips, buy sports cars, eat fancy meals is somewhat diminished, so the need for every penny in a big SS check should be reduced as well.
I have told my kids that I won't be saving them a windfall as an inheritance, so prepare accordingly.