Since there are penalties involved with working and earning over a set amount, I plan on waiting to collect SS until my FRA, 66 and 4 months. After FRA there are no restrictions on earned income.
https://financeandretirementinformation.blogspot.com/2009/04/how-much-money-can-you-make-after-you.html
Running the math, if I wait until I am 70, in simple terms (no interest on SS income, etc.) it would take 12 years for me to recoup the opportunity cost of receiving a lesser SS income from 66.4 to 70.
My wife has a good pension and will also have a healthy SS income.
Daddy needs Porsche Parts!