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I didn't have a choice. I had to take disability leave just after I turned 62 which turned out to be permanent leave. Years ago I bought a very nice disability insurance policy that provides me a nice income. What I didn't realize was the policy required me to start my SS benefits at the same time which they deducted from my insurance benefit.
So I ended up with the reduced SS benefit but my private insurance benefit more than makes up the difference. I'm not sure what happens at FRA though.
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Si non potes inimicum tuum vincere, habeas eum amicum and ride a big blue trike.
"'Bipartisan' usually means that a larger-than-usual deception is being carried out."
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