I retired on 12/1/17 at the age of 59 and 11 months . My wife retired at 57 we are now both 60 years old . We both have a company pension which is our sole income at this time . We both worked for the same defense contractor her for 30 years me for 26 . We both contributed to our companies 401K and have a nice nest egg built up . Our plan is to not touch our 401K until we are 65 or so EXCEPT for an emergency.
We have a financial advisor that we consult with on a regular basis and we are going to look at drawing SS when we are 65 . Depending on what's going on with our lives at that time we may wait until 66 but that's as long as we are going to wait . We both have worked since we were 15 and we want to get out at least as much as we put in . Our house is paid for our cars are paid for . We are living comfortably but not high on the hog . Our biggest expense is health insurance .......... don't get me started !