Quote:
Originally Posted by Bugsinrugs
... Am I able to apply for half of hers now since I am 66 or do I have to wait until she reaches FRA? She is currently 64.
|
IMHO, this thread is great for helping figure our when you might want to start taking benefits. But the HOW to take them may not be as straight forward. I would suggest schedule a meeting at your local Social Security office to discuss the options that meet your objectives.
As an example, here is a copy and paste from an article I found on spousal benefits:
"If you collect a spousal benefit and you begin collecting this benefit before you reach FRA, your benefit will be permanently reduced."
HTH