Quote:
Originally Posted by Halm
IMHO, this thread is great for helping figure our when you might want to start taking benefits. But the HOW to take them may not be as straight forward. I would suggest schedule a meeting at your local Social Security office to discuss the options that meet your objectives.
As an example, here is a copy and paste from an article I found on spousal benefits:
"If you collect a spousal benefit and you begin collecting this benefit before you reach FRA, your benefit will be permanently reduced."
HTH
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Thanks for the link. It answered my question.