[GH85Carrera]

I have a policy from ANAPAC or American National Insurance. The 911 and the El Camino are both over 30 years old so they qualify as the special value or "chrome" coverage. It first and foremost requires a "agreed value" and an appraisal from a professional. The web valuations are also considered.

Now that I don't commute to work in the Elky, it too is has a lower rate. I am "limited" to 6,000 miles per year but that is not an issue. If I am going on a long road trip I call them and tell them I will be putting 5 or 6 thousand miles on a special two week trip and that is no issue.

Any event that requires me to wear a helmet is is simply not covered. I fully understand that and I am not in my 20s and super competitive anymore. I can't care less about my times on the track, and I go ONLY to have fun. Virtually every car policy now has a line about helmet use so it is not unusual.

When I was in California 10 years ago for the San Diego parade we planned on a second week of driving and I drove up to San Fransisco and my wife rode along. We spent several days in SF and then started working our way down H1. We spent the night in San Luis Obispo. We were heading to the mountains to find some fun mountain roads but some crazed deer decided to change our plans. Thump.

We were 100% unhurt but the 911 took an expensive hit. I called my agent and back then I did not have a smart phone. He got on the phone and found a good place for me to get my windshield replaced. The same one that is still in it today. I drove it home and took it to several body shops, but I knew who I wanted to fix it. They did not balk, it all worked like insurance should work. My car was fixed to my standards. Tate required another appraisal after the repair to verify it was done right, and looked like before. They wrote a check and all I had out of pocket was my deductible.

ANAPAC covers all three cars, and my house. We also have an umbrella policy. The 911 cost 75 cents per day to have agreed value replacement if it is stolen or totaled. Dang cheap. Every year that I don't have a claim (after three years of coverage) they send me a check. Last year it was $1,200.

Oh yea, they replaced my roof after a hail storm. It was a big check. I think they are a great company.