[CJFusco]

Update: it occurred to me that since I hit something and that the damage resulted from that, it might be worth it to file an insurance claim and see what options that gives me. Happily, I have USAA insurance, which means that they give me the option of deciding what to do after they send their assessor: if it's determined that it was indeed a collision that caused the damage (hard to argue against based on the inward-puncture of the oil pan), they would likely decide the car is a total loss and I'd be given numbers (both an offer for the car and how it would affect my premiums, if at all). If it looks like it wouldn't be worth it, I can close the claim, at which point it turns into a "report" instead of a claim. At that point, I could decide to either repair (unlikely), try to sell it for parts, or try to sell it for scrap.

With the mileage of my car (290K), Kelley Blue Book estimates between $800 and $2300 in value. I'm guessing that mine is somewhere closer to the top of the range, but with the insurance deductible, I'm not expecting a huge payday. Still, it'll probably be more than if I sold it to a scrap yard...