[legion]

I was a Finance major in college. Four years and dozens of classes to learn:

1) There is no secret way to (honestly) makes lots of money.
2) No one cares about your money as much as you do.

Add to that that if incentives are not set up correctly, people will do all sorts of unethical or outright illegal things. Some will take the incentives as permission. Some will only act after their management brow beats them (because management's incentives are usually based on employee goals).