Financial Advisors that get paid commissions aren't crooked, they are salesmen.
If you go to that sort of financial advisor and you get sold something that's more about them making money than it is about you making money, it's your fault for going to the salesmen for advice.
There are financial advisors who have a responsibility to advise you to do what's best for you and your money. Those are the guys that you should go to, and they aren't free.
https://paulmerriman.com/get-smart-get-screwed-how-to-select-the-best-get-the-most-from-financial-advisor/
https://paulmerriman.com/how-choose-great-financial-adviser/
__________________
Steve
'08 Boxster RS60 Spyder #0099/1960
- never named a car before, but this is Charlotte.
'88 targa
SOLD 2004 - gone but not forgotten