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All I can add that never came up in my research was the premiums for part B are based on your income and AND your tax filing status. Be careful filing as as married filing separately, it puts you in the highest premium level - $400+ per month vs $135.
The first year I was on Medicare we filed as MFS because of my wife’s business. The $4000 extra I paid for Medicare was more than she saved on her taxes by filing that way.
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