[greglepore]

If you're still splitting times time between two locales an Advantage plan may be difficult, as many are hmo/ppo tied to a locale. You can get out of network tx but not usually for a long time.

Other than that, I'd seriously check out an Advantage plan-often its a pretty good deal compared to traditional Medicare plus a supplement, but yes, there is a lot to digest. And the target moves every year with the open enrollment period. There are consultants, both private and paid for by the industry, that can help.