Help needed setting "agreed-upon" value with insurer - '85 911 Coupe

[Matt Monson]

Originally Posted by juanbenae

there in lies the problem with trying to be the clown all the time in that one needs to declare when they are not being the clown.

Hard being the boy who cried wolf.

[juanbenae]

Originally Posted by Matt Monson

Hard being the boy who cried wolf.

great metaphor.


to stay on topic and not be the clown judge i found that grundy is a way better value than hagerty. my pops keyed me into it after switching his 67 chevelle over and like him i found it to be 1/2 the cost for the same declared policy value. restrictions were the same and after researching grundy here on pelican those with claims had high marks.

try buying fire insurance in a tinderbox....

[Macroni]

Originally Posted by GG Allin

Are those actual quotes? I have mine with Hagerty, valued at $55K, I just paid $1020 to renew for a year. Are they ripping me off?

Not quoted premiums.... just market averages...... P Car gossip...

What is your deductible?
What is your annual mileage?
What are the policy limits?
Where is the car garaged?
Are you the only driver?
Are you a PCA member?
etc.......

Enough criteria for rate differential to keep it confusing....

But yes it sounds like you are overpaying in comparison to other Companies.

Posted sample California Rates from Leland West with PCA discount

Agreed Value $180,000
Mileage 3000
Deductible $500
Premium: $842

Agreed Value $180,000
Mileage 6000
Deductible $250
Premium: $1,084

Agreed Value $50,000
Mileage 3000
Deductible $0
Premium: $598

Agreed Value $50,000
Mileage 6000
Deductible $250
Premium: $709

$250,000/$500,000 for both Liability and Uninsured Motorists coverages.

Originally Posted by juanbenae

try buying fire insurance in a tinderbox....

I don't envy that....

My headaches are Health Care and Workman's Comp.

[Matt Monson]

Mine is finding anyone who wants to insure a business involved in Motorsports. I’ve been dropped without notice 3 times the last dozen years. Never had a claim. But they send me a non-renewal notice every 3-4 years.

[pmax]

Originally Posted by Matt Monson

Hard being the boy who cried wolf.

Looks like the PPMPF boyz are back to their old incorrigible ways ! Thought the likes of that has been stomped out forever.

[73.5TinPA]

Recent quote from American Collectors Ins. of $450./year for $70K agreed value.

I am a long term customer, so quotes may vary depending on your auto insurance history.