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In 2019, good question.
Long ago (early 1980s) I walked into my own bank with a US Government check from the IRS for my tax refund. It was a bank that I had my account at, with funds in the account. The check was more than my balance at the time and I wanted them to cash it so I could go pay some bills that were due. They refused to cash it, all I could do is deposit it, and then they told me it would have a hold on it for several days before I had access to the funds. I told them if that check bounces, we are all screwed and the cash I want is worthless anyway. They did not budge.
I changed banks shortly after that. I am real gal I am not that broke anymore.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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