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I have been using Quicken to balance my checkbook for over 20 years. I have 20 years of past data to show where I spend my money. I have never set up a budget for my spending.
Just because I don't have a budget does not mean I spend all I want. I have a 1985 Porsche and a 1986 El Camino. I have not had a car payment in this century. I am still in lust for a 2004 GT3. If I find the perfect car I will have tough choices figuring out what spending changes will allow me to afford it. For sure I would have to sell my 85 Carrera that I have had for 14 years.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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