[recycled sixtie]

Perhaps turning 70 this year has given me a different perspective on life but what I am attempting to do is simplify things.

First off I want to amalgamate my investments so I am giving the boot to one financial adviser and put the investments with another we are already with. Why? He is giving me a hard time about moving money out of mutual funds into ETF's. I want to pay less taxes and I have to liquidate some mutual funds to pay for taxes on the capital gains. Plus high management fees. I find mutual funds can be highly tax inefficient as they do their buying and selling(presumably to pay for redemptions etc?).

Take more road trips. I find it more leisurely than flying.

Be selective about who we visit. Tired of people who don't listen. Maybe they have a hearing problem! However I must be kinder to people. Wifey is more subtle than I am.

I really must get rid of stuff in the house. That is easier said than done.

Any ideas from you to simplify life as we get older?