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Registered
Join Date: May 2003
Location: Woodlands TX
Posts: 3,959
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IF I believe the hundred or so hours of podcast listening I have done on the subject, it is unprobably that high fee active manager will beat passive funds in the medium term and impossible in the long term.
Defining High fee, medium term, and long term is not something I am qualified to to here though. Just went through this with my dad's estate. He was/is paying a financial service .70% to manage much of his portfolio. For this fee they actively adjust proportions of assets into very lowcost passive ETFs so you have the .05% or whatever they charge on top. Basically paying them to balance the proportions of etfs according to risk profile. I am mostly confident we could probably do this as well as the company with a bit of work and attention, but pay them for the convenience and hands off. Still with a decent estate a fraction of a percent is real money. I do my own direction in mostly passive funds but I have smaller and simpler portfolio. Seems more usefull to focus getting money in early and often than the minutia of the market for me.
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84 930 07 Exige S |
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Free minder
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I returned 35% on all my investments, over the same period, managing myself.
Some IRAs did over 100%...
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1978 SC Targa, DC15 cams, 9.3:1 cr, backdated heat, sport exhaust https://1978sctarga.car.blog/ 2014 Cayenne platinum edition 2008 Benz C300 (wife’s) 2010 Honda Civic LX (daughter’s) |
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Moderator
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Interesting thread. Here's my breakdown of my assets:
Managed accounts: 43.59% Employer matching 401k / 403b accounts: 21.52% Real Estate investment: 31.31% Personally managed accounts: 3.58% My personally managed accounts are more near and mid term investments and are broken down into stocks and ETF's (I call it my "Sandbox") and a REIT I've invested in. For those who like fancy charts and graphs: ![]() Quote:
Research. Always research & study and watch the trends.
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2010 Cayman S - 12-2020 - 2014 MINI Cooper S Coupe - 05-17 - 05-21 1989 944S2 - 06-01 - 01-14 Carpe Viam. <>< Last edited by Z-man; 08-13-2021 at 08:15 AM.. |
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