The Lunacy of “proper identification” conundrum.

[Baz]

I get a handful of checks made out to me each month. Routine is go to my bank and cash them.

I only do this once a month.

Last time I was there, my teller tells me they have a new system.

I have to use my debit card - then they text me a security code. Then I give them the code. All this while I sit in my car face to face with them in the drive through. A bank I have had the entire time it's been there - with a fairly substantial ongoing balance.

UFR.....

[vash]

I like the scrutiny. My friend got his identity cloned and it was hell to reverse. I try to focus on the fact that it’s to protect me.

Then I’ll pull out my passport as ID and go on with my life.

[javadog]

Recently, Venmo froze my account. After a couple weeks, they sent an email demanding all sorts of things, including a photo ID, and at least two utility bill showing my address.

I couldn’t find any record they had of my address on their site, so I called them and asked them. No, that’s not something they keep track of. They have no idea where I live.

But that doesn’t stop them from wanting me to prove it using utility bills.

****ing idiots they are, you can probably guess what my next comment was...

[Deschodt]

It's somewhat stupid out there... My kid was applying for a driving permit at 16. He needed 2 forms of ID... What valid IDs do you have at that age ?
Lucky him he has a passport... #2 was gonna be the federally recognized and FBI database + customs interview checked "GLobal entry" card. Guess what ? that's no good - LOL, needs an address... OK then what ? School report card ? Student ID ? no good needs a DOB... School transcript - yeah that's OK !! So you are telling me that a piece of paper I could have faked in 2 minutes is more of a valid proof of ID than a global entry card ? LOL

[Radioactive]

Been there ........

US bank, have a checking account for many years, went to open a savings account, was asked for ID, showed my divers license, was told it was to "new".

I could not use my valid DL, that was just recently renewed, because it had been issued in the last 30 days.

[masraum]

Originally Posted by Radioactive

Been there ........

US bank, have a checking account for many years, went to open a savings account, was asked for ID, showed my divers license, was told it was to "new".

I could not use my valid DL, that was just recently renewed, because it had been issued in the last 30 days.

Combine the rule above which seems silly, with the comment below, and you'll get some idea. Criminals are VERY creative. Clearly, folks have gotten ID cards and then used those new ID cards to scam banks or otherwise compromise bank customers and their identities.

So while it may be a pain, and seem nonsensical, it's probably better than having your accounts wiped out and your financial identity screwed requiring lots and lots of time to fix.

Originally Posted by vash

I like the scrutiny. My friend got his identity cloned and it was hell to reverse. I try to focus on the fact that it’s to protect me.

Then I’ll pull out my passport as ID and go on with my life.

Great call! Better than getting financially screwed!

[GH85Carrera]

Originally Posted by flatbutt

Your 9 yo granddaughter has a photo ID?

I had a photo ID at an early age, as we lived on base, and it was needed to buy at the base BX or get into the movie theater. We rode our bike all over the base, and had to show the ID on occasion.

I did not get my Social Security card until I was 13. I still have that original card, still stapled the part of the form by them, and it says right on it, not to be used as a ID.

My dad's SSN was also his service number, and it was on my ID card. I used to know his SSN as I used it often on base. I have forgotten it after all the years.

[bugstrider]

Originally Posted by unclebilly

Yup. I had this experience only worse with my father earlier this year. What a 5hit show and I ended up getting politicians involved to get it sorted and only then it was sorted after I cc’d the media on a follow up email 3 weeks later.

When my dad turned 80, his (revoked) BC drivers license and health care card expired. Apart from his passport, he had no valid government issued ID. With dementia, it was not a priority for him to get this sorted…

I took him to the local Insurance Corporation of British Columbia (equivalent to the DMV) office to get a new BC ID card since he could no longer get a drivers license. The plan was to then replace his health care card when the BCID card arrived in the mail. 2 weeks later, dad broke his hip and would up hospitalized for 4.5 months. In the mean time, and several months later, a letter arrived from ICBC stating that he needed to return to and ICBC office due to a data discrepancy… obviously this could not happen.

After many visits to ICBC offices and Service BC offices as dads POA and hours spent on the phone with ICBC we we able to determine that the ‘data discrepancy’ was that the clerk at the initial office used dad’s middle initial instead of his full middle name on the ID. Regardless, ICBC dug in their heels and said they couldn’t issue a new ID without him being present in one of their offices. One of the ICBC agents even suggested that since dad was hospitalized, he probably didn’t need ID anymore… what the F?

At this point, I sent an email to dad’s MLA, the minister responsible for ICBC, the new president of ICBC, and the head of ICBC’s fairness department. No reply for 3 weeks until I threatened to go to the media.

Within minutes, the office of dad’s MLA called and said they would raise this with the minister of ICBC.

The next day, I got a cryptic email from the head of ICBC’s fairness department stating that a new BCID card would be mailed out in the next 72 hours.

Man, here I thought my experience was a PITA. My issue is nothing compared to your dad’s. I’m sorry you had to go through all of this.

I do like how you used the big hammer to get their attention. Unfortunately you had to resort to this level, but it worked.

Hope dad is doing better

T


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[bugstrider]

Originally Posted by flatbutt

Your 9 yo granddaughter has a photo ID?

I filed for a CA ID when I was 12 back in the day. Went to DMV and filled out all the paperwork myself. I did this because I had a paper route and I could cash and deposit checks from my customers.

A bit unusual back then but we got them for my step sons because they had to travel to visit “the donor” monthly. I like the idea for emergency purposes and for medical reasons. I fully also understand there are many that do not. I respect whatever decision folks make.


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[bugstrider]

Here is a new one…..

If you want to shut down a store, cashier and manager, just write a check(old school) and use the US Passport ID card as identification. They honestly do not know how to process it and when asked to see my CDL, they won’t accept it because it shows expired even though I have the supporting paper from DMV showing valid.

I give up………..