Abolish FEMA?

[legion]

In practice, how is this really any different than a name change?

http://news.yahoo.com/s/ap/katrina_congress

They should just really abolish FEMA and let people fend for themselves...I bet they won't be so quick to live in disaster-prone areas anymore.

[TerryBPP]

Or we could just rename Bush. From now on we will call him Mr. George Happypants.

In a perfect world there would be another large scale disaster and when the masses cried for help FEMA would give them the finger.

[VINMAN]

Originally posted by legion

They should just really abolish FEMA and let people fend for themselves...I bet they won't be so quick to live in disaster-prone areas anymore.

Legion, how can you say that?? People fend for themselves??
Responsibility for their own well being?? They might have use use some brainpower. There would be nobody to point a finger at, or to blame.
You are so cold and unfeeling....

[Jims5543]

Disaster-prone.

California is out - earthquakes

Everyhitng along the Ohio Valley is out - Floods

Countless other low lying areas are out - Floods

Midwest is out - Tornados

Southeast and entire Eastern coastline out up to Mass. - Hurricanes

Hawaii is out - Hurricanes

Gulfcoast is out - Hurricanes

Where do we all go?

[widebody911]

Originally posted by legion
They should just really abolish FEMA and let people fend for themselves...I bet they won't be so quick to live in disaster-prone areas anymore.

Good idea. And lets abolish fire departments - that will teach people who are stupid enough to set their houses on fire. While we're at it, abolish the police department; after all, you have the right to bear arms, what more do you need?

While we're at it, they should really shut down the American Red Cross. No, really. It's a bloated con-game masquerading as a charity.

[turbo6bar]

Originally posted by Jim Cesiro
Where do we all go?

According to private insurance and Florida's last-chance state-run insurance company, you can go where you wish, but you gotta pay to play. Meaning, if the wolf blows down your house every 10 years, expect your insurance rates to be quite spectacular...

[Jims5543]

Originally posted by turbo6bar
According to private insurance and Florida's last-chance state-run insurance company, you can go where you wish, but you gotta pay to play. Meaning, if the wolf blows down your house every 10 years, expect your insurance rates to be quite spectacular...

I have been paying into homeowners insurance policies for the last 16 years. I made ONE claim that amounted to $2500 in 2004. I was promptly dropped.

NO CLAIMS FOR THE 14 YEARS PRIOR.

Yet, suddenly I am high risk. I was not high risk for the previous 14 years. The insurance company was happy to take my money over all those years.

I have never used FEMA. FEMA is a joke and I will not miss them. When that big earthquake hits all the smug left coasters might wish they had not pushed to abolish it though.

Wait until that happens. Then suddenly everyoen in Cali will be dropped by their insurance carriers because they are high risk.

Insurance companies are unethical a-holes. They had no problem collecting everyones money for the last 30+ years with only 1 real hurricane. (Andrew) Now that the weather patterns have changed they want out and are allowed to.

[legion]

Originally posted by turbo6bar
According to private insurance and Florida's last-chance state-run insurance company, you can go where you wish, but you gotta pay to play. Meaning, if the wolf blows down your house every 10 years, expect your insurance rates to be quite spectacular...

Exactly. In that case, expect your anual insurance premium to be 1/10th the value of your house.

[legion]

Originally posted by Jim Cesiro
Disaster-prone.

California is out - earthquakes

Everyhitng along the Ohio Valley is out - Floods

Countless other low lying areas are out - Floods

Midwest is out - Tornados

Southeast and entire Eastern coastline out up to Mass. - Hurricanes

Hawaii is out - Hurricanes

Gulfcoast is out - Hurricanes

Where do we all go?

Tornados are pretty random in where they strike. They can destroy a brick building, leave the shack next door intact, and destroy the shack on the other side. Hurricanes, earthquakes, and floods pretty much trash everything in a whole geographic area.

[Jims5543]

Define Disaster prone?

The house I live in was built in 1987. Since 1987 it has been affected by 3 named storms. The total damage of that affect was $2500.

Is that disaster prone? 20 years and 3 storms?

Is the correct answer NEVER an incident that would cause a claim then everyone is happy?

So basically my insurance is something I am supposed to have but never use?

Hmmmm.... Something stinks here.

[legion]

Jim, the numbers from areas like South Florida have been getting much worse for the last decade. The buildup of the area occurred during a 20-30 years calm period storm-wise and it didn't look so bad to issue policies there. Most insurers would probably prefer to drop everyone and run wholesale from the area, but state laws prevent them from doing so. They can't drop people based on future expectations. Instead, they have to have a reason to drop an insured based on something that already occurred. The threshhold in your area has dropped to one claim because your insurance company doesn't want to do business there anymore.

[Tobra]

Talking about ditching/renaming FEMA is just political posturing, someone trying to make hay on a disaster, what are the odds?

[Jims5543]

Originally posted by legion
Jim, the numbers from areas like South Florida have been getting much worse for the last decade. The buildup of the area occurred during a 20-30 years calm period storm-wise and it didn't look so bad to issue policies there. Most insurers would probably prefer to drop everyone and run wholesale from the area, but state laws prevent them from doing so. They can't drop people based on future expectations. Instead, they have to have a reason to drop an insured based on something that already occurred. The threshhold in your area has dropped to one claim because your insurance company doesn't want to do business there anymore.

The problem is dishonesty. Supercharger orders were at a record high afte rthe first hurricane here in 2004 at the local speed shop. No joke. I was very honest and did not rip off either my business insurance company (SAFECO) or my home insurance company (Tower Hill) I did not claim nearly what I could have.

I was dropped by both.

Insurance companies have been raking in the cash for the last 30 years with barely any payout. Now they need to ante up and its a problem.

Its a load of crap. I know this is how it works but I still do not have to like it.

[Jim Richards]

Originally posted by Jim Cesiro
Disaster-prone.

California is out - earthquakes

Everyhitng along the Ohio Valley is out - Floods

Countless other low lying areas are out - Floods

Midwest is out - Tornados

Southeast and entire Eastern coastline out up to Mass. - Hurricanes

Hawaii is out - Hurricanes

Gulfcoast is out - Hurricanes

Where do we all go?

I'd suggest Washington, DC; however, we have a lot of hot wind blowing here and people are always grabbing at your wallet.

[einreb]

Originally posted by widebody911
Good idea. And lets abolish fire departments - that will teach people who are stupid enough to set their houses on fire. While we're at it, abolish the police department; after all, you have the right to bear arms, what more do you need?

While we're at it, they should really shut down the American Red Cross. No, really. It's a bloated con-game masquerading as a charity.

That is a good idea. And while your at it... instead of getting the FBI and the CIA to work together while still doing their jobs, why don't you create a whole 'nother government agency and give it a really ominous name and some sort of vague responsibilities.

[legion]

Originally posted by Jim Cesiro
The problem is dishonesty. Supercharger orders were at a record high afte rthe first hurricane here in 2004 at the local speed shop. No joke. I was very honest and did not rip off either my business insurance company (SAFECO) or my home insurance company (Tower Hill) I did not claim nearly what I could have.

I was dropped by both.

Insurance companies have been raking in the cash for the last 30 years with barely any payout. Now they need to ante up and its a problem.

Its a load of crap. I know this is how it works but I still do not have to like it.

I don't disagree. I can count on one hand the number of insurance companies I trust. Even of those, you can always get a bad agent, bad claim rep, or bad underwriter.

[Mulhollanddose]

Originally posted by TerryBPP
In a perfect world there would be another large scale disaster and when the masses cried for help FEMA would give them the finger.

Absolutely. You want to solve the problem? Vote out Democrats, stop welfare and make people take responsibility for their freakin actions.

Furthermore, I am sick of Democrats "fixing" things by breaking things and then blaming the very bureucratic institutions they set up to prevent the problems in the first place. It is the government and bureaucracy that is the problem. It pisses me off when a politico, more often than not a Democrat, gets on the soapbox and offers a solution that more than likely will create either a bigger problem or a bigger less effective bureaucracy, a bureaucracy that has a vested interest in expanding and not solving the problem.

I am sick of it. After Nixon the left wanted a "special counsel", after Clinton they wanted to abolish the "special counsel," now with Fitzgerald they [Democrats] want to basically make another special counsel.

Just decrease the size of government so these POS have no power, the problems will still exist but I argue they will not be nurtured and thrive like they do when they are funded...Not only that but FEMA has become a piggy bank for politicians, like Tom Daschle, any time they want to subsidize an industry they rely on.

[island911]

Originally posted by widebody911
Good idea. And lets abolish fire departments - that will teach people who are stupid enough to set their houses on fire. While we're at it, abolish the police department; after all, you have the right to bear arms, what more do you need?

While we're at it, they should really shut down the American Red Cross. No, really. It's a bloated con-game masquerading as a charity.

fastpat? . .is that you?

[kenikh]

I think getting rid of FEMA would be a grave injustice to women with feminine odor.

[fastpat]

ABOLISH FEMA

There, now, that says it all, dunnit?