Credit cards--which one do you use for rewards/points/airline miles?

[JonT]

Does anyone charge every penny they spend on a credit card for points/miles or whatever and then pay off each month? Seems like a good plan in theory--which cards offer the most for $$ spent? Any practical experience here?

[Shuie]

Im getting ready to go to an AmEx gold for all of my expenses. The additional warranties, concierge service, and the access to the advance ticketmaster purchases are worth the $75 yearly charge, IMO.

I've used the promo cards that offer the free 10,000 or 15,000 points/miles with the first purchase, but the key is to find one that doesn't require a membership or charge a yearly fee. The Marriott Chase cards were like this.

[Jim Richards]

We use our AmEx for most expenses, large or small.

[gprsh924]

Visa

my parents literally buy everything on it from $1 purchases to multi-thousand dollar purchases. however, the bill is paid in full each month

[Joeaksa]

Been using a CitiBank American Airlines card for years. Almost 700,000 miles/points on it now. Want to get to the 1,000,000 so I am gold for life with AA.

Also now using an AmEx 3/2/1 card from Costco. Rebate last year was about $380 on an old card and believe I can double that this year.

[cool_chick]

My mom uses Discover and pays it off each month. She gets cash back. Right now, she has 140 dollars in it.

I just use my debit.

[on2wheels52]

"In god we trust, all others pay cash"
Jim

[74-911]

Master Card from local credit union. 1% cash back on all purchases and we pay of the balance every month. Charge everything we buy on it and typically get back around $400 -$500 each year. No annual fee and low interest rate.

[Por_sha911]

EVERYTHING goes on the card. My card pays a flat 1% on all purchases. I pay it off every month and get a nice bonus for the privilege of keeping my money in the bank until the credit card bill comes due.

[84porsche]

Originally posted by Joeaksa
Been using a CitiBank American Airlines card for years.

Same and I have a Sony card as well for discounts on Sony merchandise.

[LakeCleElum]

I used to have American Air, but switched over to Alaska Air. Every year, I get a $50 companion coupon. Anywhere they fly, my wife goes for an extra $50.

Over the years, the two of us have flown to Europe twice and several other cross country flights on frequent flyer miles. I'm building a house and was able to put a lot a my credit card to get the miles. Put $30,000 of cabinets/granite counters on the CC.

[campbellcj]

I use Amex heavily for personal and business charges, and my wife does too. Across the accounts we have >225,000 pts right now so it's about time to do sumthin' with 'em.

[BlueSkyJaunte]

We have an Amazon Visa, we get a $25 gift certificate for Amazon every $2500. Works great to clean out that wish list.

Oh, we get free 1st class usually on Delta because of my father-in-law's super-ultra-multi-platinum status with them. He flies back-and-forth to Japan A LOT.

[tabascobobcat]

Have 3 cards depending on the purchase type
AmEx Hilton Platinum for travel
Chase MC Fuel perks for gas
Credit Union Visa for all the rest
Have NEVER carried a balance
Crooks

[alf]

2 BofA Debit Cards, 1 Corportate Amex, 1 Paypal Debit, 1 Fidelity Debit. No credit cards.

I get miles for flying to Asia almost monthly with NWA and Hotel points with the Hyatt when i am in Asia. I think I have enough miles to go to Hawaii round trip 15 times.

[1973911s]

Originally posted by Joeaksa
Been using a CitiBank American Airlines card for years. Almost 700,000 miles/points on it now. Want to get to the 1,000,000 so I am gold for life with AA.

Also now using an AmEx 3/2/1 card from Costco. Rebate last year was about $380 on an old card and believe I can double that this year.

Rumor has it they no longer do this, it is just for actual miles you fly!