Yeah, I think these days are over. My policy makes a statement along the lines of "operating the vehicle on a course intended for racing" negates the coverage even if the vehicle isn't racing.

A friend of mine totaled his car at Road Atlanta back in 1993 (turn 7) and his insurance company paid the claim. Ahhh..the good ol' days.

The issue of DEs actually went to court here in Ontario recently, and the court found that, so long as there's no racing, insurance can't deny your claim. So here we're covered. The problem, I would imagine, would be finding coverage after making a claim. Surely your insurance company would drop you like a stone, and it wouldn't surprise me if there was an industry blacklist.

If anyone's curious, we discussed it at length on rennlist, including a copy of the judgment itself:

Court decision re insurance coverage at the track - Rennlist Discussion Forums

+1 - bad ju ju unless it's your car

+100. Let's not do this folks. Insurance companies are going to look for reasons not to pay. I'm not saying this gives them one but if the guy/girl doesn't have track insurance........

State Farm in PA covers HPDE's but not timed events. Some ins co's realize that DE participants are better and safer drivers. (generally)
Agree on not posting photo's, unless it's your car.

No insurance companies in Washington cover DE events. We can buy specialized track insurance.

Posting photos or video on the internet of cars damaged at DE's ran by the PCA, BMW club, Corvette club, and many others who are affiliated with these clubs will result in an immediate and lifetime ban from all DE's run by these clubs. No exceptions, no ifs ands or buts. Post 'em and your gone - forever. Our local clubs take the privacy of DE participants very, very seriously.

FIFY
How does one keep pics off the Net posted by other nosy folks at the track?

Good question. I guess you really can't.

I think most of the people at DE's are participating, so maybe that kind of serves to limit this a bit. Granted, I do see friends and family just hanging out at DE's, but not too many, really. It's not much of a spectator sport, at least around here.

De
 

As a past PCA Region Safety Chair.......anytime we had such an incident......we highly......requested no posting of pictures for all the same reasons noted

As a Mini Cooper owner.....I was on that site a few weeks ago and there was discussion about a hard Mini crash at a track here in Michigan.

Everyone wanted pictures.......I posted the reasons noted here

Insurance companies have personnel looking at sites just for these things

Posting pictures from races is a different matter

Keep the crash pictures to yourself

So, what are you guys saying? That its ok to submit a bogus claim and pics shouldn't be posted because it might defeat same?

I can think of a bunch of reasons not to post pics of misfortune occurring at a DE, but the fact that it might clue an ins co onto the TRUTH seems like a lame one.

Not that I'm oblivious to all the blue deer that live around Watkins Glen :)

I'm saying posting crash pics or crash video from DE's in my area will get you banned for life from those DE's. That's all I said; I never got into the "why". That should be self-evident, and it has nothing to do with insurance. Remember, I said we are explicitely not covered at track events by any insurance companies in Washington.

I never even hinted at that, although GLASEM may have.

What happens at the track stays at the track. Anyone who damages their car has enough trouble without having to deal with photos and video on the internet that may of may not accurately portray what happened. And it is certainly not the business of any third party to be posting "look what I saw" crap all over the internet.

Your last sentence made me blow margarita out my nose. :)

Jeff, agree and apologize if I painted with a broad brush. The reasons you state are among the "bunch of other reasons" I referred to...

Well, you can buy DE insurance, it is offered with our Dark Side DEs, Dark Side Index
We started B&B Track Car rentals LLS so people wouldn't have to risk their cars , they can risk ours:D
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Jeez, Louise. PPOT has never done that, huh? Links to videos of Cobras crashing and one that flipped spectacularly at Willow are all here. Are we not participating in helping those ins cos finding this stuff? This is the first I've heard of a track ban due to posting pics, but I fear that if one guy didn't take the pic or the video, a next one might. Then he's going to go to his favorite forum and be the first to break the "news."

There are 6 titles on the PP track forum with the word crash in them. There are 7 with the word spin in them. And the list goes on.

LOL that's about one of the funniest things I have ever read...

Count the number of thread where people do just exactly that....

There is a post on PPOT with over 45,000 replies, and over 9.2 million views of people posting "look what I saw" crap all over the internet...

The Bugatti going for a swim..... etc the list goes on and on...

Banned from DEs for posting pics...:rolleyes:

De
 

Don't read anything into my post about bogus insurance claims......there's nothing there to even imply that

Like someone posted......what happens at the track stays at the track

POC didn't have a policy of "no pictures" and I never heard of anyone banned for anything of the kind. The tracks allow spectators and I've never seen anyone discourage cameras. In fact the only thing that I think is "off limits" is a fatal or serious injury. Bent metal? Sorry, don't see the issue. If somebody stuffed their car there could be any number of reasons for it. Usually it is mental error. Why shouldn't others be reminded about that possibility?

I suppose no more pictures of spoons or girls. Wouldn't want anyone looking at them...

As far as I can tell, short of potential legal claims, the only thing at risk is the ego of the driver. Apparently some of those are pretty fragile...