What do you guys invest in

[calimedeiros]

I'm in my 30s and have invested couple gran on silver and golf
Just wondering what are some of your investments and or previous investments that you were happy with and recomend

[Arizona_928]

^ recommend!

I flip cars/motorcycles on the side. But I'm also in school. :/

[Bill Douglas]

I do very badly on the stock market, if I can be of any help.

[Hugh R]

No a days most financial managers say to invest in index funds. Most advisors don't beat the market.

[masraum]

Originally Posted by Hugh R

No a days most financial managers say to invest in index funds. Most advisors don't beat the market.

ding, ding, ding.

I mix it up, US and Intl, growth and value, small cap and large cap.

Read this
The Ultimate Buy and Hold Strategy 2014 - Paul Merriman

[look 171]

My kids college education. If they decides to not go to school, I am buying one of them Porsche cars for meself. Of course I lill em' first.

[wildthing]

I buy companies. (Partial ownership. ) Technically I'm buying stock, but I think of it as buying into a business that, after some discovery, would be good to own for the long term - as in 10 to 15 years until I need to cash out for college for 3 kids.

[cantdrv55]

I max out my 401k every year. I wait for my tax accountant to give me the green light to contribute to a Roth every year. I buy a mish-mash of stocks monthly or quarterly. Other than that, I invest in myself with formal education and motivational seminars/books/CDs. These have provided the best ROI so far.

[GWN7]

I invest in futures. Today I invested heavily in petrochemicals. I bought a tank of gas @ $1.279 a Liter. Tomorrow I plan on investing in food futures...... maybe a steak.

[Jim Richards]

Originally Posted by GWN7

I invest in futures. Today I invested heavily in petrochemicals. I bought a tank of gas @ $1.279 a Liter. Tomorrow I plan on investing in food futures...... maybe a steak.

...and after that, he invests in waste treatment futures.

Hugh R. and masraum nailed it. And look 171, too, if you have or will have kids.

[sc_rufctr]

Old school here. Paid off my debt and invested in Blue Chip companies. Not spectacular or anything but steady "safeish" growth every year. Less stress and it helps me sleep at night.

You need a house to live and the best kind is paid for. IMO Mortgages, interest and upkeep really kick your finances around.
.............. So you're better off renting rather than trying to manage a huge mortgage you can't really afford.

Put the money you save by renting into some safe BC stock and sit on it. Again old school but it has always worked and will continue to do so.

Greed can sneak up on you. Be sensible and realistic but optimistic at the same time and make sure you keep an eye on your money.
Getting comfortable and complacent can be very expensive.

Be very cautious about any "investing seminars" you may get invited to.
I have attended some of these and the BS thrown around is astounding and you'll see people just eating it up.

[Bugsinrugs]

Real estate. Mainly multi unit buildings. Busted butt to pay them off so one day soon they will provide my retirement.

[jwasbury]

I max out the 401k every year
Sizable allocation to real estate (primary home is multi-family, and a second home in the country - low debt to equity ratio in these properties)
Cash
German autos
Wife's jewelry (precious metals and gems)
The rest I invest in "life experiences" - travel, dining, high performance driving events, etc.
Currently looking into permanent life insurance policies as a mechanism to squirrel away some tax advantaged retirement money.

[ckelly78z]

Mortgage being paid off is the best thing you can do for peace of mind, and I have no consumer credit or car loans either.

I maxed out my 401K at 15% and invest in small/mid cap real estate equity. Last year I earned 33% and this year, I am at 5% so far. It beats the Principal reccomened (by age) mixed investments by a long shot, and at 49 years old, i'm looking at 13 more years of work, so I better get cracking. My goal is $500,000 and im about 1/3 there along with a nice 30 year pension and whatever SS kicks in, i'll do just fine

[greglepore]

Originally Posted by ckelly78z

Mortgage being paid off is the best thing you can do for peace of mind, and I have no consumer credit or car loans either.

Ain't that the truth-even with current low rates, nothing looks better when you're downsized or outsourced or otherwise between gigs than housing without a monthly nut.

Oh yeah, what do I invest in? Longhoods

[GH85Carrera]

Originally Posted by calimedeiros

I'm in my 30s and have invested couple gran on silver and golf
Just wondering what are some of your investments and or previous investments that you were happy with and recomend

I have big margins on Unicorn horns and leprechaun gold. It is tough to find a broker but I know a guy that knows a guy.

Seriously investing is tough.

I am treasurer of a club that has a 25K CD. It is drawing .25% so less than 6 bucks a month. That is just stupid low.

I have most of my money with USAA in their managed money market funds. I don't have the time, knowledge or desire to learn about the stock market. They let their experts pick and choose and every year the return has been decent.

With the Fed keeping interests rates to nothing CDs and savings are a waste of time as investments.

[fintstone]

Divide my money between real estate (post tax) and stock index funds (pretax-401k). I have not tried to pay my current residence off as the interest rate on my loans is under 4% and tax deductible and the money that I put into my 401k is pretax lowering my tax bracket) and has returned an average of over 10% for the last 30 years (over 20% last few years).

[recycled sixtie]

As said above if you have a mortgage pay it off asap.

Nothing wrong with renting a modest place. Big mortgages make the banks rich.

You cannot usually make quick $$$ with real estate or the stock market. We have a condo rented out and owned for the last 7 years. I am on the condo board as treasurer so I know what goes on there.

I have a collection of mutual funds and stocks. I don't like the management fees in mutual funds but they make me $$$ so who cares? I buy quality mutual funds and large cap stocks. I hold them for many years. I have finally learned to ride out recessions and not panic sell when stock market tanks.

I have some bond funds as well coz I am in my 60's.

We have a 1300 sq. foot house. We don't spend a ton of money and I record every $ spent. We drive older cars. Guy.

[Chocaholic]

Rims.






Kidding. Diversified mutual funds, college 529 plans x3, 401k, and prayer.

[71scgc]

This is all I got:

Invest for the long term. As said above, don't panic sell. Daytrading only adds volatility for everyone.

Don't give in to fads (gold/silver). Look at the long term performance of those. Pretty flat. Most advisors recommend 10-20% max of total portfolio value.

Buy the rumor. Sell the news.

Energy. But I'm an oil/gas guy so...

I have a high balance Money market checking account that pays better interest than the same bank's CDs. No time constraints, just limited transactions per period. Like 1.5% compared to .25% on the CD. Not much, but better.

Diversify x100. Good Mutual Funds do this for you. More managed accounts' returns may be eroded by higher fees. Plenty of good, less managed funds out there with good performance, diversity, and low/no fees. Shop around.

Again, energy...

I do have a finance degree.

Carter