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least common denominator
Join Date: Aug 2001
Location: San Pedro,CA
Posts: 22,506
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Cash Back Credit Cards, what do you carry (if any?
Wife loves her coupons/cash back/bargains.
She has agreed to close her Chase Amazon card but wants me to look if there is a great deal out there. Any suggestions? And yes I resisted the "what is in your wallet" line 
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Gary Fisher 29er 2019 Kia Stinger 2.0t gone  1995 Miata Sold 1984 944 Sold I am not lost for I know where I am, however where I am is lost. - Winnie the poo. |
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05-23-2018, 12:02 PM
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Registered ConfUser
Join Date: Aug 2006
Location: Waterlogged
Posts: 23,449
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Costco and Bank of America visas.
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Mike “I wouldn’t want to live under the conditions a person could get used to”. -My paternal grandmother having immigrated to America shortly before WWll. |
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05-23-2018, 12:04 PM
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Registered
Join Date: May 2014
Location: T-Town
Posts: 316
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Costco here...
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05-23-2018, 12:05 PM
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Registered
Join Date: Sep 2001
Location: Dismal Nitch, AZ
Posts: 9,042
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Costco VISA
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Don . "Fully integrated people, in their transparency, tend to not be subject to mechanisms of defense, disguise, deceit, and fraudulence." - - Don R. 1994, an excerpt from My Ass From a Hole in the Ground - A Comparative View |
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05-23-2018, 12:36 PM
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i have a retarded no reward card.
i was just about to apply for the REI one. i have work travel coming up. lots of it this winter. figure i could generate enough dividends to buy that Garmin Fenix 5x watch unhindered by my wifes' radar. she reminded me. "hey, we froze your credit" DUH!!!
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poof! gone |
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05-23-2018, 12:43 PM
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least common denominator
Join Date: Aug 2001
Location: San Pedro,CA
Posts: 22,506
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We don't have a costco account.
We do have a AARP account  They have a pretty good Chase card offer.
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Gary Fisher 29er 2019 Kia Stinger 2.0t gone 1995 Miata Sold 1984 944 Sold I am not lost for I know where I am, however where I am is lost. - Winnie the poo. Last edited by scottmandue; 05-23-2018 at 12:49 PM.. |
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05-23-2018, 12:47 PM
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Registered
Join Date: Sep 2001
Location: Dismal Nitch, AZ
Posts: 9,042
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Quote:
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Don . "Fully integrated people, in their transparency, tend to not be subject to mechanisms of defense, disguise, deceit, and fraudulence." - - Don R. 1994, an excerpt from My Ass From a Hole in the Ground - A Comparative View |
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05-23-2018, 12:55 PM
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I have a 1.5 point per dollar card through my bank. They have an on-line catalog that you can buy goods or travel through. There is an annual fee, but the points never expire and I'm saving for a trip.
I run about $30k a month of business expenses through them. I'm going to Tahiti for free in a couple years.
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Derrick |
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05-23-2018, 01:01 PM
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Too big to fail
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I have a card through my credit union that gives me 1.5%, with specials every now and then where it pays 3%. I pay off my balance each month, so I make $100 or so each month; I'm sure I'll find a horse's head in my bed any day now.
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"You go to the track with the Porsche you have, not the Porsche you wish you had." '03 E46 M3 '57 356A Various VWs |
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05-23-2018, 01:27 PM
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least common denominator
Join Date: Aug 2001
Location: San Pedro,CA
Posts: 22,506
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Quote:
Quote:
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Gary Fisher 29er 2019 Kia Stinger 2.0t gone 1995 Miata Sold 1984 944 Sold I am not lost for I know where I am, however where I am is lost. - Winnie the poo. |
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05-23-2018, 01:32 PM
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I think we use Discover for that.
Wife pays the bills so I don't know for sure.
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Scott '78 SC mit Sportomatic - Sold |
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05-23-2018, 01:52 PM
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Registered
Join Date: Feb 2001
Location: Bay Area, CA USA
Posts: 895
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Costco Visa also but I spend more with my Amex Blue card which also provides cash back.
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Jim '18, Ford F-150; '07, Lexus IS350; '01, R1100S; '80, R65; '76, Honda CB750 Four; '73, Ducati 750 GT; '70, VW Beetle; '65, BMW R60/2; '64, Triumph Bonneville; '64, MV Agusta 125 GTL; '60, BSA Gold Star; '55, R25/3 |
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05-23-2018, 02:32 PM
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Detached Member
Join Date: May 2003
Location: southern California
Posts: 26,964
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United Visa card, we pay off every month, and get two round trips to wherever every year or three.
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Hugh |
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05-23-2018, 03:38 PM
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Registered
Join Date: Apr 2001
Location: Linn County, Oregon
Posts: 48,506
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Used to have a VISA through 1st national Omaha because of the NRA tie-in. They decided that they didn't like NRA members so I cut up the cards, closed the account.
Now have a VISA through out small local bank..Umpqua bank. They have some sort of cash rewards, but don't have a clue what it is...Cindy tracks all that stuff..I just pay the bill in full when it arrives.
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"Now, to put a water-cooled engine in the rear and to have a radiator in the front, that's not very intelligent." -Ferry Porsche (PANO, Oct. '73) (I, Paul D. have loved this quote since 1973. It will remain as long as I post here.) |
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05-23-2018, 03:50 PM
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I have 3. A Chase that gets 3% at restrants and gas stations. Another Chase that gets 1% but each quarter I can activate it to get 5% at the businesses of the that quarter.Also have a Capital One that gets 1.5% on everything. I pay no fees or intrest and get back a few hundred $$$ every year on stuff I buy anyway.
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05-23-2018, 05:18 PM
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Did you get the memo?
Join Date: Mar 2003
Location: Wichita, KS
Posts: 32,298
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We've had Discover forever, my wife had one when we got married. I got a Delta Platinum Amex card last year because I was travelling a LOT for work and could use my personal card, now that I have a corporate Amex I'm going to cancel this one. If you're a frequent traveler and can use your own card, I highly recommend getting one because the mileage rewards and airline status are very nice.
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‘07 Mazda RX8-8 Past: 911T, 911SC, Carrera, 951s, 955, 996s, 987s, 986s, 997s, BMW 5x, C36, C63, XJR, S8, Maserati Coupe, GT500, etc |
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05-23-2018, 06:35 PM
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Registered
Join Date: Apr 2008
Location: Houston TX
Posts: 8,702
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Discover IT. 4 quarterly categories, each is 5% cash back up to $75. I *think* that it still doubles the first year's cash back for new customers. So, that's a possible $600 cash back if you plan things right.
Chase Freedom, also 5% back in quarterly categories, $75 max each quarter. So, up to $300 back a year. If you have a Chase Sapphire card as well, you can turn the cash back points into Chase points which makes them about 50% more valuable, so $450 a year. Both are zero annual fee cards. If you can swing $12,000 a year in specific categories (Amazon, restaurants, groceries, etc) you can get back over $1000 this year.
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Mike Bradshaw 1980 911SC sunroof coupe, silver/black Putting the sick back into sycophant! |
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05-23-2018, 07:05 PM
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Get off my lawn!
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Cash Back Credit Cards, what do you carry (if any?
USAA credit card. Real cash back. Great company and a solid app to keep the card fraud stopped.
I have it set up to pay statement balance on the due date. Zero interest for me. The actual interest rate is low I think. It does not matter.
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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05-23-2018, 07:20 PM
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Driver, not Mechanic
Join Date: May 2013
Location: SF Bay Area
Posts: 3,002
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So straight cash back, no travel points? I have Amazon, but according to the folks at Nerd Wallet, who seem to know what they are talking about, here are your options: https://www.nerdwallet.com/best/credit-cards/cash-back
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05-23-2018, 08:39 PM
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Misunderstood User
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I have an AMEX card used for emergencies only - I haven't used it in years.
I have a Visa card with a credit limit of $6K and use it sparingly. I pay cash for everything.
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Jim 1983 944n/a 2003 Mercedes CLK 500 - totaled. Sanwiched on the Kennedy Expressway |
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05-24-2018, 03:25 AM
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Street Beast
1996 Ford Mustang
07 GT3RS
My former car
Black Betty
Carrera
