[juanbenae]

my pops recently moved his 67 Chevelle SS from hagerty to Grundy insurance and they were about half the cost so he suggested i look into it. i did and found the same results for my car with grundy being less than half the cost of hagerty for the same agreed upon value and policy specifics/limitations. before pulling the trigger i did some research here on pelican and found that most folks experiencing claims had high marks for grundy with hagerty getting lower marks from those participating. i went ahead and moved on the change to grundy.

with that being the case i spoke with a buddy who has a very, very nice low mileage 993S that he currently has standard coverage with progressive/gieco or the like discussing his lack of a declared value coverage. he too called grundy and found what was noted in the pelican threads i looked over that the 993 variant is significantly more expensive to insure. even with the agreed values being 50k for mine and him looking to 80k coverage his was nearly 3x the cost. say what you will about his car being worth more than 80k, but with that being the case i would have even greater concern having a standard non declared policy with that car.

why do you guys suspect the cost to cover a 993 is so disproportionately high compared to my 75S or pops' SS that is around my $300 a year cost for the same 50k agreed policy? he did not look into hagerty but one might anticipate with what's noted above the cost would be silly high with them. worst part is the car is stored at a vacation home about 30 miles from me up here in the foothills that the community was recently evacuated due to the proximity of wildfire. what gives and any suggestions as to why this is the case?