I would be a bit concerned too, about the first year. Nothing wrong with putting your $ in a CD and buy a nice 335i next year. Should help with the pricing too, once the new-ness has a bit worn off especially in the Bay Area.
I have never bought a new car, so take my advice with a grain of salt. While there are new cars in my price range, I immediately see what I can get used for the same buck and then that's it ...
Cheers,
George