Be very careful dealing with PayPal. They stiffed me out of over $200. I had gotten a refund from a seller which was sent as "cash" because the transaction had been so far back, that he could not send it as a refund. This was considered a non secure transaction by pay pal. When said seller went belly up and owed a lot of people money, they took the guy's money back out of my account. I guess they paid the secured transactions with any "unsecured" funds that they could pull back. I protested and they sent an email every week or so, saying they are "investigating". 4-6 weeks into it they "closed" the case and I was SOL.
This left a serious bad taste. I have all but stopped using Ebay since. There are some real nightmare stories out there, including a lot of people taking PayPal to court:
www.paypalsucks.com
George