I just switched from Brokerlink (ING) to Hagerty collector car insurance for my cars. Hagerty is huge in the US, but new to Canada. Premium was about the same as Brokerlink (ie cheap), but there were a couple of advantages.
Brokerlink officially restricts usage to car club activities, maintenance and parades (or something like that). Hagerty, by contrast, encourages pleasure use. The other big difference is that Hagerty is based on agreed value, no appraisals needed. You supply some info, some pics and a proposed value. They validate that proposed value with their large stateside database, and potentially you haggle. When both parties agree on that value, you're locked in.
With my cars, I had no issues getting them to agree to my initial submission of what I thought they were worth. With 3 appraisals due this year, that alone saved me a few hundred dollars
. You do need a daily driver, can't drive to work etc. I'm not sure about the vehicle age restrictions, as all of mine are 25+.
Locally (Calgary), they are rep'd by Palliser Insurance. John White. 403-259-2747 He was great to deal with, and you got the feeling that he actually wanted your business - something I would never say about Brokerlink...