"Unusual" suits me OK. Not quite unique, but far from ordinary.
Costs vary - lower in rural setting and higher in urban settings. They also vary from city to city and province to province.
With a 42% discount for safe driving, $1000 will buy a year of basic M/C insurance and 10-12 tanks of gas in my neck of the woods.
If I bin the bike, it's on me ..... but my rehab is covered.