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aigel aigel is online now
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Join Date: Mar 2003
Location: L.A.-> SF Bay Area
Posts: 14,892
Garage
Best savings account?

Where do you guys keep your cash reserves if not in your mattress? My credit union only gives half a percent on savings accounts and a term share certificate even up to 50k only gets .8% for 6 months or .9% for a year.

I have never shopped for CDs or savings accounts but have come across ING and their orange savings account. They are currently advertising 1.1% with no time or deposit limits. Is there a catch? Anyone use them?

I am not loaded, but like to have a few month's worth of expenses handy. The difference in returns between .5 and 1.1 isn't huge and I will not hit the FDIC limit, so is it even worth the bother?

Cheers,

George
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Old 12-28-2010, 10:22 PM
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