Quote:
Originally Posted by genrex
I think she uses a debit card now, which means she's kinda limited in what she can do.
So basically it's not a good thing.
_
|
What can't you do with a debit card that a credit card does? Get an advance? That may actually be a very good thing for someone that got into a hole using CCs. Getting used to only spending what you actually have in the bank is a really good idea.
As a matter of fact, my advice to the OP is to quit using CCs altogether and switch to cash and
one debit card on
one account for items that can't be bought with cash. Reduce your spending to where you can start paying off the CCs, starting with the one that carries the highest interest.
I would also recommend to see what can be sold off for paying towards the CCs. Any extra cars, guns, watches, jewelry that can be cashed in?
G