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Search took 0.22 seconds. Search: Posts Made By: Tidybuoy
Forum: Off Topic Discussions 01-15-2026, 03:31 PM
Replies: 23
Views: 267
Posted By Tidybuoy
At this point, I have 3 properties and 3...

At this point, I have 3 properties and 3 mortgages. I won't be on the next one for at least 5 years - gotta get the cash for down payment first.
Forum: Off Topic Discussions 01-15-2026, 10:52 AM
Replies: 23
Views: 267
Posted By Tidybuoy
I will keep that in mind. My policy is currently...

I will keep that in mind. My policy is currently a policy that is for Airbnb. At renewal, I may switch to owner occupied+Airbnb, but I will discuss with my insurance broker. I'm hoping to save...
Forum: Off Topic Discussions 01-15-2026, 10:48 AM
Replies: 23
Views: 267
Posted By Tidybuoy
I think my real question is: if I claim the new...

I think my real question is: if I claim the new property to be primary, will I have any issues with the current primary, which I've lived in for 28 years. The mortgage on the current primary is 6...
Forum: Off Topic Discussions 01-15-2026, 10:43 AM
Replies: 23
Views: 267
Posted By Tidybuoy
I will read my current mortgage docs. The...

I will read my current mortgage docs. The current primary residence is financed thru my credit union. They won't finance my new rental property and so the mortgage went thru a regular mortgage...
Forum: Off Topic Discussions 01-15-2026, 10:35 AM
Replies: 23
Views: 267
Posted By Tidybuoy
All of this is my own research as I need interest...

All of this is my own research as I need interest rates to drop further before I refi. I'm currently just doing my homework.
Forum: Off Topic Discussions 01-14-2026, 03:34 PM
Replies: 23
Views: 267
Posted By Tidybuoy
Question about refinancing - owner occupied vs non occupied

I got a horrible rate on my last mortgage. 7.9% on an investment property.

If I were to refinance as "owner occupied" - I've actually been living there for a year as I am remodeling, I should be...
Forum: Off Topic Discussions 01-14-2026, 12:34 PM
Replies: 37
Views: 761
Posted By Tidybuoy
I think the only thing I would have said "excuse...

I think the only thing I would have said "excuse me sir, I'm being helped and I'm sure he will be with you in a moment". I have found that rude people are usually cowards and will stop in their...
Forum: Off Topic Discussions 01-14-2026, 11:29 AM
Replies: 6
Views: 193
Posted By Tidybuoy
I purchase the forms and software from Quill or...

I purchase the forms and software from Quill or Office Depot. It's very easy to do and you only have to issue 1099's to service workers/contractors. You don't issue them for suppliers of items...
Forum: Off Topic Discussions 01-12-2026, 02:48 PM
Replies: 64
Views: 809
Posted By Tidybuoy
My credit score was at 790 before I took out a...

My credit score was at 790 before I took out a 3rd mortgage for a 3rd rental property. My score instantly dropped to 680. That was a year ago and it's now back to 742. It definitely seems to be...
Forum: Off Topic Discussions 01-12-2026, 02:42 PM
Replies: 20
Views: 569
Posted By Tidybuoy
Ahhh, the plot thickens...... I'm leaving...

Ahhh, the plot thickens......

I'm leaving for Canada this coming Friday the 16th. I bought new skis a couple of months ago and I took them to REI last Friday to get the bindings adjusted to my...
Forum: Off Topic Discussions 01-09-2026, 11:10 AM
Replies: 49
Views: 899
Posted By Tidybuoy
We have similar backgrounds. I've been Treasurer...

We have similar backgrounds. I've been Treasurer since 2007, and I did our newsletter for a couple of years (I hated that part). Board meetings have been at my house for the last 3 years, but we...
Forum: Off Topic Discussions 01-09-2026, 11:07 AM
Replies: 49
Views: 899
Posted By Tidybuoy
Yes! We have a great local club with lots of...

Yes! We have a great local club with lots of active members. We have about 120 cars that come for monthly cars & coffee, about 50+ come for our monthly dinners, 25+ come for monthly tours, 15 +...
Forum: Off Topic Discussions 12-30-2025, 10:10 AM
Replies: 20
Views: 569
Posted By Tidybuoy
I go with a group and that is where they chose. ...

I go with a group and that is where they chose. I was going to Aspen for the past 25 years and that is my all-time favorite. Silverstar is good skiing but the 4 times I've been there, it snowed...
Forum: Off Topic Discussions 12-29-2025, 07:08 PM
Replies: 20
Views: 569
Posted By Tidybuoy
Anticipation! New Skis! Heading to Silverstar...

Anticipation! New Skis! Heading to Silverstar Canada soon but local skiing is moments away and only 60 miles from home.
...
Forum: Off Topic Discussions 12-29-2025, 06:58 PM
Replies: 665
Views: 33,687
Posted By Tidybuoy
Cold and Foggy here in Fresno, CA. 40 degrees...

Cold and Foggy here in Fresno, CA. 40 degrees tonight and in the thirties starting tomorrow "night". More rain coming on Wednesday. We're having a fair amount of rain this year which is great...
Forum: Off Topic Discussions 12-28-2025, 10:22 AM
Replies: 20
Views: 569
Posted By Tidybuoy
I'm heading to SilverStar Canada in mid January -...

I'm heading to SilverStar Canada in mid January - pics to follow.
Forum: Off Topic Discussions 12-18-2025, 02:48 PM
Replies: 21
Views: 527
Posted By Tidybuoy
Grouted but not yet sealed - I will seal after a...

Grouted but not yet sealed - I will seal after a few days curing

http://forums.pelicanparts.com/uploads26/11_1_Grouted_but_not_sealed1766098116.jpg
...
Forum: Off Topic Discussions 12-18-2025, 09:59 AM
Replies: 1,161
Views: 114,309
Posted By Tidybuoy
I don't like flashlights that have 4 settings. ...

I don't like flashlights that have 4 settings. Does anyone actually use the blinking light function. I just want on and off, that's it!
Forum: Off Topic Discussions 12-17-2025, 10:23 AM
Replies: 9,357
Views: 347,170
Posted By Tidybuoy
I've been tiling my kitchen with help from my two...

I've been tiling my kitchen with help from my two Mexican friends. I've been listening to their playlist. I have no idea what the names of the music/songs are, but I can't seem to get them out of...
Forum: Off Topic Discussions 12-16-2025, 01:43 PM
Replies: 21
Views: 527
Posted By Tidybuoy
Very nice. My house had a similar tile shape...

Very nice. My house had a similar tile shape before I started the remodel. However, at 95 yrs old, it was very worn. I chose the plain square style since I knew I would be doing it myself.

Hmmm...
Forum: Off Topic Discussions 12-16-2025, 12:11 AM
Replies: 21
Views: 527
Posted By Tidybuoy
From what I researched, Saltillo tiles are...

From what I researched, Saltillo tiles are typically grouted at 3/4" to 1.5". My grout lines are 3/4" but I think it won't be as dramatic looking once filled with grout. The white mortar doesn't...
Forum: Off Topic Discussions 12-15-2025, 04:54 PM
Replies: 21
Views: 527
Posted By Tidybuoy
The manufacturer stated that occasionally a...

The manufacturer stated that occasionally a customer noted that there was a dog print in a tile. I was hoping I would find this but there were none. It's probably in the unopened box - I have 6...
Forum: Off Topic Discussions 12-15-2025, 02:27 PM
Replies: 101
Views: 2,103
Posted By Tidybuoy
About 35 years ago (I think), I saw a mint...

About 35 years ago (I think), I saw a mint condition TR4 at an auto consignment store. It was $4,999 which I thought was ridiculous - I would never pay more than $4k for a car. Me dumb!
Forum: Off Topic Discussions 12-15-2025, 02:23 PM
Replies: 21
Views: 527
Posted By Tidybuoy
Each box is 63lbs. Over the past 3 months, I...

Each box is 63lbs. Over the past 3 months, I loaded 35 boxes into my truck from Floor & Decor. Then I loaded from my truck to my garage. Then I needed space in the garage, so I moved them to the...
Forum: Off Topic Discussions 12-15-2025, 01:38 PM
Replies: 21
Views: 527
Posted By Tidybuoy
Very nice! I like the bamboo furniture - looks...

Very nice! I like the bamboo furniture - looks very Florida
Showing results 1 to 25 of 500
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