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tadd's Avatar
 
Join Date: Dec 2005
Location: Mount Airy, MD
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So what will you do different?

What will you do different after the COVID?

I know I have been toying with the idea of putting more money into the Roth from some bills getting close to paid off, but now I think it may be full bore into the mortgage.

Having looked at friends out of work keeping a roof over ones head seems to be the most important and expensive personal issue (along with healthcare). Every other bill you may be able to fudge or live without.

The other thing is a larger rainy day fund. I figured the retirement funds could backstop that, but now I am not so sure and that will get its own savings account.

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Old 04-23-2020, 06:29 AM
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Tip wait staff even more. Eat out more.

We ate out once per week at a minimum before the China flu. We will likely hit the restaurants even more is the tables are available. And the local owned restaurants.
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My Motto: I will never be too old to have a happy childhood!

Last edited by GH85Carrera; 04-23-2020 at 08:55 AM..
Old 04-23-2020, 06:34 AM
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Enjoy now, more? There are quite a few stories of people (who aren't particularly old or decrepit) getting sick and dying within 5 days. Here one week, gone the next. Of course that could happen for a variety of reasons (heart attack, ruptured aneurysm, unfortunate traumatic event, etc). But this pandemic certainly reminds me of that possibility.
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Old 04-23-2020, 06:35 AM
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Buy American made when possible. Ef China.
Old 04-23-2020, 06:48 AM
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Drive less. Work from home. Become more mobile in my ability to work - i.e: have office abilities anywhere. Work less. Play more.
Old 04-23-2020, 07:04 AM
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Stress about business LESS, enjoy what I have MORE. And I'm buying a early Bronco cause I always wanted one!
Old 04-23-2020, 07:09 AM
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Join Date: Feb 2006
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Be more grateful for putting away a rainy day fund before I needed it. Also, spend less time in the new PARF .
Old 04-23-2020, 08:07 AM
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nothing. pretty much live each day to its fullest, help as many people as I can and don't see changing that.
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Old 04-23-2020, 08:19 AM
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I'm going to meet Shaun for that burger and beer we talked about 3 years ago....
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Old 04-23-2020, 08:21 AM
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Will not change anything at all.
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Old 04-23-2020, 08:22 AM
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I'm going to meet Shaun for that burger and beer we talked about 3 years ago....
HOOOORRRRAAAAYYYYYY!
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Old 04-23-2020, 08:22 AM
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Old 04-23-2020, 08:25 AM
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Old 04-23-2020, 08:49 AM
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Vote the bastards out that imposed illegal mandates.
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Old 04-23-2020, 09:15 AM
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Back in the saddle again
 
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Ensure that you've got enough savings to cover 6 months of bills. Pay off debt (credit cards, cars, then mortgage/home equity), may out retirement, then anything extra left over more savings/investments.
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Old 04-23-2020, 09:19 AM
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Remember those things called insurance and taxes. They cost me more than any money in mortgage!
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Old 04-23-2020, 09:23 AM
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Quote:
Originally Posted by RKDinOKC View Post
Remember those things called insurance and taxes. They cost me more than any money in mortgage!
Same here...

I'm 73, sitting in day 7 in my isolation room. Gonna watch less news, stay out of PARF, and spend more time enjoying life and grandkids.
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Old 04-23-2020, 09:35 AM
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Quote:
Originally Posted by masraum View Post
Ensure that you've got enough savings to cover 6 months of bills. Pay off debt (credit cards, cars, then mortgage/home equity), may out retirement, then anything extra left over more savings/investments.
I did all that many years ago, so I don't want to do it different now, just more of the same.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
Old 04-23-2020, 09:39 AM
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more silver in my hidey hole.
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Old 04-23-2020, 10:40 AM
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More outdoor time, more travel, more remote work (if that’s even possible), more savings and less spending. I’m already pretty good about avoiding Chinese made stuff but will ratchet that up even more.

Oh, and install bidets. Screw this no TP stuff.

Old 04-23-2020, 10:51 AM
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