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GWN7's Avatar
 
Join Date: Jun 2002
Location: Winnipeg, MB, Canada
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Quote:
Originally Posted by Scott Douglas View Post
I don't understand the 'surcharge' part of all this.
Could you explain please?

If this was my kid he wouldn't be driving again until he could buy his own car and insurance and room and board.
Up here you get good points and bad points on your licence. You can accumulate up to 15 good points and get 33% off your vehicle insurance premiums (we have one insurance company here, government run) or you can collect bad points for driving badly. If you do so you get bad points on your licence and they charge you a surcharge on your licence. Every year you have a clean driving record the bad points are cut in half and you pay less.

This way the bad drivers pay.

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Old 07-22-2014, 02:51 PM
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Quote:
Originally Posted by GWN7 View Post
Up here you get good points and bad points on your licence. You can accumulate up to 15 good points and get 33% off your vehicle insurance premiums (we have one insurance company here, government run) or you can collect bad points for driving badly. If you do so you get bad points on your licence and they charge you a surcharge on your licence. Every year you have a clean driving record the bad points are cut in half and you pay less.

This way the bad drivers pay.
What if they surrender their license? As for the damage, I'd guess $2900 USD.
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Old 07-22-2014, 09:47 PM
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Originally Posted by Seahawk View Post

I do love irony: He was driving a Ford "Escape".
He's lucky it wasn't a Chevy "Citation."
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Old 07-22-2014, 10:26 PM
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Quote:
Originally Posted by GWN7 View Post
Up here you get good points and bad points on your licence. You can accumulate up to 15 good points and get 33% off your vehicle insurance premiums (we have one insurance company here, government run) or you can collect bad points for driving badly. If you do so you get bad points on your licence and they charge you a surcharge on your licence. Every year you have a clean driving record the bad points are cut in half and you pay less.

This way the bad drivers pay.
Except for the government insurance company I like this.
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Old 07-22-2014, 10:27 PM
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I'm having fun imagining this kid with his left hand on the wheel, braking to turn into that alleyway, while holding the garage door remote in his right hand, clicking like there's no tomorrow...

...but it... just... doesn't... open... as... fast... as... he... hoped... it... would.

Or maybe the batteries in the remote had died earlier in the day.

Ahhhh, youth.


Quote:
Originally Posted by GWN7 View Post
It looked like a vehicle turned at a high rate of speed, missed the turn and hit the garage door. The red car is the owners car. I went home to get my camera and when I got back the owner was home.

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Old 07-22-2014, 10:37 PM
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It's my understanding if you don't pay, the points don't go away.

That wasn't his garage. He lives 10 blocks South of there. The garage is the reason for the second failure to exchange charge. Hit and drove off.
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Old 07-23-2014, 03:11 AM
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Quote:
Originally Posted by wdfifteen View Post
Except for the government insurance company I like this.
Call it what you want; socialism, communism or anti-free market, they pay a lot less then what we pay in "free market" Ontario
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Old 07-23-2014, 03:23 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #47 (permalink)
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Maybe they'll just give you the kid.
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Old 07-23-2014, 06:07 AM
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Quote:
Originally Posted by Steve Carlton View Post
Maybe they'll just give you the kid.
I dunno. Sounds like he needs a little work...

His parents may want to give you the kid...
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Old 07-23-2014, 06:16 AM
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Originally Posted by JJ 911SC View Post
Call it what you want; socialism, communism or anti-free market, they pay a lot less then what we pay in "free market" Ontario
I was stunned that the appointment with the insurance adjuster is August 1. Really? Nine days? I'd be pi$$ed. 3 days max, and that's only if a weekend's involved.
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Old 07-23-2014, 06:37 AM
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Quote:
Originally Posted by Steve Carlton View Post
Maybe they'll just give you the kid.



make him your butler.
Old 07-23-2014, 07:52 AM
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Originally Posted by onlycafe View Post
make him your butler.
Definitely don't want him as a chauffeur.
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Old 07-23-2014, 08:22 AM
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A Winnipeg-style repair? I have been there!

700 Cdn, plus a two-four of Domestic beer.
You will have to drink(all of)the beer with the body shop guy, while sitting on 5 gallon cans, in the paint booth.
You will become friends for life(with body shop guy), going to the odd hockey game together, at the local community centre. Exchanging cards at Christmas, until the bitter end.

Last edited by creaturecat; 07-23-2014 at 08:33 AM..
Old 07-23-2014, 08:30 AM
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Quote:
Originally Posted by Rikao4 View Post
not so fast...

happened to me in TX..
Cop informed me..
no injuries..= no hit and run..

Rika
You did not believe him did you?

I ask because he either did not know the correct answer or he lied.
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Old 07-23-2014, 09:41 AM
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Quote:
Originally Posted by creaturecat View Post
A Winnipeg-style repair? I have been there!

700 Cdn, plus a two-four of Domestic beer. And a $20 Tim's card
You will have to drink(all of)the beer with the body shop guy, while sitting on 5 gallon cans, in the paint booth.
You will become friends for life(with body shop guy), going to the odd hockey game together, at the local community centre. Exchanging cards at Christmas, until the bitter end.
Fixed to reflect reality.
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Old 07-23-2014, 11:17 AM
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9 days for an adjuster?

Call them and ask for rental car reimbursement
Old 07-23-2014, 11:25 AM
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Truck is drivable.

I can't get it into the boy shop until Aug 25 so no big deal.

I had two 16 yr olds live here. Ate all my food. Drank everything in the fridge. Had to be yelled at to take out the garbage or do dishes. Would borrow one of the Porsches and never put gas in any of them. So, no thanks.
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Old 07-23-2014, 02:34 PM
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Quote:
Originally Posted by GWN7 View Post
you can collect bad points for driving badly. If you do so you get bad points on your licence and they charge you a surcharge on your licence. Every year you have a clean driving record the bad points are cut in half and you pay less.

This way the bad drivers pay.
Clearly a mathematician didn't come up with that rule. If they had, then you could never get rid of all of the points. You'd always have a tiny little fraction hanging around forever.

I kind of like the plan, but wow, 9 days for an adjuster. That's impressive...

''ly horrible.

sounds like the kid needs a swift boot to the ass... or ten.
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Old 07-23-2014, 06:37 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #58 (permalink)
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Quote:
Originally Posted by GWN7 View Post
Truck is drivable.

I can't get it into the boy shop until Aug 25 so no big deal.

I had two 16 yr olds live here. Ate all my food. Drank everything in the fridge. Had to be yelled at to take out the garbage or do dishes. Would borrow one of the Porsches and never put gas in any of them. So, no thanks.
Be sure to post the answer to the question you asked. It will be interesting to find out the price. After waiting over a month to get into the body shop I hope they are really top notch.
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Old 07-24-2014, 07:04 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #59 (permalink)
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Quote:
Originally Posted by GH85Carrera View Post
Be sure to post the answer to the question you asked. It will be interesting to find out the price. After waiting over a month to get into the body shop I hope they are really top notch.
There are no fractional points. It likely goes 6-3-2-1-0.

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Old 07-24-2014, 08:02 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #60 (permalink)
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