Just missed being scammed

[dad911]

Did you get a shipping address?

[LWJ]

I insure businesses. You would be stunned if you knew the frequency and amounts that are being hijacked through scams today. It is just staggering.

[rusnak]

mental note to self: Do not use the aol account when ordering over the phone, and be sure to wave the Amelican Frag.

[cstreit]

Originally Posted by red-beard

I do! If I shipped the $10,000 worth of equipment and the Credit Card company reverses the charges, I am out $10K.

Yep. I'll give you one better. Sold a brake system to a customer who paid with Amex. Card was valid, we shipped to the billing address on file, delivered to him and he signed for the package.

The he disputes the charge with Amex saying "I don't understand the charge". He freely admits to ordering and receiving the products, only "don't understand the charge". Amex does a chargeback. I'm out $5k. They refuse any explanation.

...this is why I do not take Amex and anyone outside the us pays by wife transfer for orders over $500

[sc_rufctr]

Originally Posted by cstreit

Yep. I'll give you one better. Sold a brake system to a customer who paid with Amex. Card was valid, we shipped to the billing address on file, delivered to him and he signed for the package.

The he disputes the charge with Amex saying "I don't understand the charge". He freely admits to ordering and receiving the products, only "don't understand the charge". Amex does a chargeback. I'm out $5k. They refuse any explanation.

...this is why I do not take Amex and anyone outside the us pays by wife transfer for orders over $500

This seems ridiculous. Isn't there any organization in the US that can mediate in such cases?

We have the Gov Ombudsman in Aus. They handle disputes between ordinary people and credit/banking companies.

[motion]

About 4 years ago, I got taken for $7,500 in race parts in an order placed on my online motorcycle race store. They used this exact same scheme and I fell for it. Product went to Kona Joes coffee in Hawaii to an employee there. I presume he was part of an Indonesian scam. I was out the $7,500. I filed a police report and spoke to the police on the big island, but they refused to do anything about it.

[john70t]

Suppose you robbed a bank for ten grand, and crossed state lines, you'd think someone would care..

[ossiblue]

Originally Posted by cstreit

Yep. I'll give you one better. Sold a brake system to a customer who paid with Amex. Card was valid, we shipped to the billing address on file, delivered to him and he signed for the package.

The he disputes the charge with Amex saying "I don't understand the charge". He freely admits to ordering and receiving the products, only "don't understand the charge". Amex does a chargeback. I'm out $5k. They refuse any explanation.

...this is why I do not take Amex and anyone outside the us pays by wife transfer for orders over $500

Wow! What if the wife isn't that hot? Do you send her back, pre-paid?

[red-beard]

They listed an address in the Houston area, that is a small shopping center.

[wildthing]

My card info was stolen last year. Since then, I've set up text alerts for any purchase over $20. This is from Chase.

[Mark Henry]

I made a trip one weekend then noticed two small charges one for $20 at a coffee shop the a $50 donation I didn't make.
I called the CC hotline and they told me it was skimmed and the scammers were testing the card to see if it worked. They thanked me because next would be a bunch of big purchases.
They canceled the card, new one FedEx next day and the $70 was off the my charges.