A true idiot, right here

[Arizona_928]

Originally Posted by strupgolf

When that clueless kid reaches 65, he's in for a shock.

That's under the assumption he will make it to 65. Allot of ways you can die, maimed in the world.

[ossiblue]

The author is a female. Here are her most recent steps along the path to everlasting fun.

Lauren Martin is a Senior Lifestyle Writer at Elite Daily. After graduating from PSU, she moved to NYC to write fart jokes at Smosh Magazine. Making her way to ED, she now writes riveting commentary on nude pics, condoms and first dates.

If this isn't satire, it's a pretty good imitation.

[Crowbob]

The OP is pretty good philosophy but awful life management. True success is some where in the middle.

[Porsche-O-Phile]

Originally Posted by Crowbob

The OP is pretty good philosophy but awful life management. True success is some where in the middle.

This.

There is some truth in there for sure but it is cloaked in a reckless, no-consequences-for-anything upbringing / entitlement complex.

"Enjoy life, live when for the here and now (especially when you're young) but think about tomorrow, plan ahead, realize that bad things do happen and don't be an idiot and you'll probably be all right" seems to apply.

I suspect the author will be at a "we are the 99%" rally soon demanding everyone else pay for his iPhone, white-rimmed hipster glasses, Starbucks latte and all the rest.

[Scuba Steve]

The author is not a guy.

It sounds like her entire philosophy is the end result of never having to deal with any actual hardship in life. I'm not talking great depression type trouble, even something like an extended term of unemployment. I guess she thinks there's a safety net for everything and everyone though, with a limitless amount of funding for it. She's right about the first part, wrong about the second.

Call me crazy, I started thinking about retirement at 25 under the assumption that there would be no Social Security and the company pension that I would later become vested in would run out. Be your own safety net.

[Crowbob]

Pretty sure that authorette did not vote for McCain or Romney and will not vote for Trump.

[tadd]

Time moves for everyone and doesn't stop. I try to instill in my young adult step children that its important to have a rainy day fund, but also you have to smell the roses...cause it is very easy to put off and put off 'doing the right savings thing'.

Then one day you wake up and realize its been five years since you started that bare metal respray on the 67... all those years you could have been driving and enjoying rather than it sitting there cause you have savings goals... or need to pay medical bills... or whatever life throws at you when you get life building with someone.

**** happens in life. Responsibility will come like it or not. Although a bit extreme, what is wrong with the author wanting to enjoy her 20s if she can? Yea, she will loose a decade of compound interest, but most likely she wont have a lot over her survival needs to save anyways. By 30 your in your career and have more coin to set aside. SO it seems a bigger starter lump in your 30s will make up for a much smaller lump in your 20s that sat and compounded for a decade.

She does have a point that people are single much later in life... children are expensive. We as a society had kids in the 20s. now its the late 30s (at least my buds who got PhDs...).

Just as a personal note, my 401 really didn't feel like it moved by 'itself' till it got over 150k. Then I noticed the investments growing it better than what I could add.

So 6 or 1/2 dozen...assuming your not a deadbeat into your 40s?

[sc_rufctr]

Originally Posted by Scuba Steve

The author is not a guy.

It sounds like her entire philosophy is the end result of never having to deal with any actual hardship in life. I'm not talking great depression type trouble, even something like an extended term of unemployment. I guess she thinks there's a safety net for everything and everyone though, with a limitless amount of funding for it. She's right about the first part, wrong about the second.

Call me crazy, I started thinking about retirement at 25 under the assumption that there would be no Social Security and the company pension that I would later become vested in would run out. Be your own safety net.

Well actually being a women in our society is a safety net. Especially if she's attractive.
They can be completely irresponsible with money/employment and then at some point latch onto a guy who's successful.

I've known a few women who have done just that. I know that's not a particularly nice thing to say but it's absolutely true.

[aigel]

Originally Posted by sc_rufctr

Well actually being a women in our society is a safety net. Especially if she's attractive.
They can be completely irresponsible with money/employment and then at some point latch onto a guy who's successful.

I've known a few women who have done just that. I know that's not a particularly nice thing to say but it's absolutely true.

^^^ This. I know MANY families where this is the case. One particular painful case I have witnessed is a woman with a high school degree criticizing her successful Ph.D. husband for not making enough money b/c he chose academia over industry. Not good enough for the lifestyle "she deserves".

G

[dennis in se pa]

The problem is that a naive person is able to publish this article. Dady is still paying her bills. Plenty of young people are this clueless. But to make one's clueless state public? I lived a pretty free lifestyle until I got married at 36. But I always worked hard and had money in the bank. I have a daughter that always tells me money does not matter. Then she finds herself in a position where she realizes it does matter. Funny how reality is such a great teacher.

[Porsche-O-Phile]

In that case she's got it easy - she'll simply find some sucker guy, have a kid or two by him, divorce his ass (if married) and get a payday for the rest of her life and even if not she'll still get a payday through mandatory "child support" that she can then use on whatever she wants - tax free - with no accountability.

Happens every day.

[Don Ro]

Originally Posted by sc_rufctr

I've known a few women who have done just that. I know that's not a particularly nice thing to say but it's absolutely true.

An ex/gf of mine was a model in San Francisco and a personal trainer on the Peninsula - a traffic-stopping beauty, she was.

When we'd go up to SF for something, we'd would walk the streets of the financial district looking for good lunch joints and where there was no lack of stunning females out for lunch.

My ex would whisper, "She's for sale." "And that one is for sure for sale."...etc.
She knew what she was looking at and she knew the mentality of some females...especially 'lookers'.

[gacook]

Originally Posted by sc_rufctr

I've seen this in my own children and have no idea what to do about it. I thought I had said and done all the right things when I was raising them.
It seems they weren't listening.

Kick 'em out. What I see with a lot of my friends is a complete lack of "tough love." If your kid KNOWS you aren't going to be there everytime to catch their fall, they'll wake the F up eventually and start remembering the things you told them. Problem I see is that telling them is one thing; making them do it is another. My oldest stepson is 17 and not ready for "life." Next year is going to be one rude awakening for him.

[Don Ro]

A friend of mine had a 15 year old daughter - he made and put up a sign above her bedroom door.
"Checkout Time - 18 Years."

[DanielDudley]

She gets paid to write, and now you all have read her.

Yup, total idiot.

[Crowbob]

Originally Posted by DanielDudley

She gets paid to write, and now you all have read her.

Yup, total idiot.

Well she didn't get paid by me to write. And she would have been better off if I hadn't read her.

[GH85Carrera]

Originally Posted by Don Ro

An ex/gf of mine was a model in San Francisco and a personal trainer on the Peninsula - a traffic-stopping beauty, she was.

When we'd go up to SF for something, we'd would walk the streets of the financial district looking for good lunch joints and where there was no lack of stunning females out for lunch.

My ex would whisper, "She's for sale." "And that one is for sure for sale."...etc.
She knew what she was looking at and she knew the mentality of some females...especially 'lookers'.

I dated a chick in my much younger days that was still in college living off of her dad's credit card. She was often mad at me because I had to work on a shoot on the weekend. I was a money grubbing greedy person in her mind. Her dad had told her for years the very day she graduates, her credit card will be shut down. He was a man of his word. She graduated with a degree in art and no job.

She was stunned when crying to daddy did not work. She had to move out of her nice apartment and get a job as a waitress. She wanted to move in with me but I told her I did not date waitresses with no prospect of getting a good job, have a nice life. I was already dating another chick that worked at an oil company making a nice income.

[dennis in se pa]

"I told her I did not date waitresses with no prospect of getting a good job, "
I don't mean to seem unkind, but this sounds a little shallow to me.
I went out with a lot of waitresses. I was in restaurant management for 12 years. As a whole it is a good group.

[GH85Carrera]

That was mostly tongue in cheek. I was already tired of her.

I dated a lot of ladies and as soon as one proved to be too weird or "not Mrs. right" I moved on. Lots of fish in the sea.

My dad told me long ago "Son, you can marry more money that you can earn in a lifetime."

I never did date a wealthy chick, but I learned it was nice to date a lady that drove a reliable car and lived in a place at least an nice as mine. I tried the broke dumb blonde girls and they have some things going for them but I got tired of working on their cars and fixing things in the places they lived.

I found Mrs. Carrera 23 years ago. She was not rich but she lived in a nice enough house and drove good car and had a real job.