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The Stick
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Don't have any credit cards, just a debit card. Decided if I was going to pay it off every month to use a debit card and not have any credit cards on accounts someone could run up on me. Do get a $25 Walmart gift card every month for being in an eye drug study. It usually takes 3 cashiers at the local Super Center to make the gift cards work though.
The bank holding my mortgage called today and wants me to open at Checking Account with them. Says they will give me $50 and a zero fee zero interest Credit card. They didn't tell me how much I had to keep in the account or that the zero percent interest or fees would increase. There must be some reason they want my name on a cash account instead of just the mortgage.
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Richard aka "The Stick" 06 Cayenne S Titanium Edition Last edited by RKDinOKC; 04-10-2014 at 12:47 AM.. |
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The Stick
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Congratulations, U made it past another hump day and summer is on it's way!
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Richard aka "The Stick" 06 Cayenne S Titanium Edition |
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Cogito Ergo Sum
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I'd rather have someone run up a big credit card bill that visa won't make me pay, instead of have them empty my checking account and having to get the money refunded back to me...
Plus, it's about gaming the system. There are tons of free cards that help you build rewards points or give cash back. Every little bit helps, and the free nights at hotels make it to where we can travel much more than of we had to pay for rooms. We have already stayed in or have already booked 6 free nights this year at various hotels. I'm sure we'll rack up a few more ![]() |
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The Stick
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Don't travel enough to rack up any points. Looked into getting a Conoco card to buy gas with because of the advertised discount on gas, but after reading the fine print I don't use enough gas in a month to enable the discount.
My Visa Debit card requires a phone call to charge more than $2000 in a 24 hour period. Works like that lifelock commercial, they call me when a purchase or purchases go over the limit before they suck it out of my account. Mom's credit cards were getting scammed. We tried new cards and changed banks twice. Before we could activate the new cards by using them at an ATM they would get scammed. Noticed they were scamming her credit cards but not her debit card so killed all her credit cards and she has only a debit card. Don't know what the difference is, but haven't gotten a mystery charge since.
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Richard aka "The Stick" 06 Cayenne S Titanium Edition |
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I'm with Bill
Join Date: Jun 2005
Location: Scottsville Va
Posts: 24,186
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When the economy tanked, I closed all of my credit accounts, sold the rental property and hunkered down. Now I pay cash for everything except my tools. I finance them along with the house to simply keep my credit. When I sell the house I will owe no body anything and will become semi retired. First thing on my agenda, build a killer garage and outfit it with the amenities I have grown used to. I will finance that for the credit thing. Then I will borrow some money to build the three cars I want to build. Small amounts at a time.
I am going to enjoy myself (and not in a Jeff-like way)
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Electrical problems on a pick-up will do that to a guy- 1990C4S |
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Bandwidth AbUser
Join Date: Nov 2001
Location: SoCal
Posts: 29,522
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Sounds like a great plan, Rick. I hope the spring housing market is heating up down your way.
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Jim R. |
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Get off my lawn!
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My credit card and my debit card are monitored closely. Over the years each has had someone charge something against them.
The credit card company called me. I figured it was a scam so I got her extension and called the phone number on the back of the card. Asked for that extension and there she was. She asked if I was in Italy at a dive shop buying scuba gear. Since I was at home the answer was no. They canceled the card and sent me a new one. It did not cost me a dime, just some time to get some of the automatic charges changed to the new card number. My debit card number was stolen at a local restaurant. Some very stupid employee was going after the debit cards for that same credit union I use. They canceled the bogus charges and I just drove to the Credit Union and they gave me a new card on the spot. They said they had over 100 cards ripped off by the same guy that sold them on the internet. He was arrested. Shortly before my trip I will call my credit card company and tell them I am driving to California. Mostly because I am lazy I will charge everything for the trip on the credit card. It is real easy to see exactly how much I spent on my vacation by looking at the total bill. I track it out of curiosity.
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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Get off my lawn!
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This morning on the way into work the CD in my car served up the Montrose song, Bad Motor Scooter.
One of the lines brings me back to the days when I first got my 914, 1974 when the album came out. This was a pretty wild song back then. "I come out to your place – I'm afraid of your dad. So you… get on your bad motor scooter and ride! Come over to my place and stay all night. Yeah!" It is hard to believe that was pretty much 40 years ago. ![]() It has been a long time since I was dealing with the dad's of the chicks I was chasing.
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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I'm with Bill
Join Date: Jun 2005
Location: Scottsville Va
Posts: 24,186
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I had my checking/debit acct hacked three times and even though it is a scary thing to face my credit union settled the matter in about thirty mins. some piece of mind.
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Electrical problems on a pick-up will do that to a guy- 1990C4S |
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The Stick
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Never heard any news report it but there was a theft called Jackpotting. Understand the banks kept it out of the news so nobody would get any ideas.
The theifts did the dial thing with your computer like in War Games. When an ATM answered they would find it's location. A bagman in a disguise would go to the ATM usually late at night. The bagman would signal when nobody was around. The hacker would dial up the ATM and send the dump code that made it spit out all it's cash. The bagman would grab the cash and go. They just had to make sure nobody was around and that the video camera couldn't identify them or their car and the phone they called from was not traceable. Most ATMs in the bank vestibules had around 250K when freshly loaded. Heard about this at a hacker convention. They were surprised how little security was on an ATM. Haven't heard about this is a very long time. I assume the ATMs have been updated to NOT answer the phone. Also at that time hackers were making money by hacking banks, proving they were hacked by taking a very specific amount of money and returning it to the bank, then offering to fix their system for a fair market fee. The convention I attended had as many computer security people attending as actual hackers.
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Richard aka "The Stick" 06 Cayenne S Titanium Edition Last edited by RKDinOKC; 04-10-2014 at 06:07 AM.. |
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Local Mad Scientist
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Morning Everyone.
Well my new Fur Kid is at the vet this morning and will return with a cone head and battle scar on her belly. She is getting the old snip snip and will not be a happy camper with me afterwards. She could tell there was something up when I took up the water dish last night and didn't feed her breakfast this morning.
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1982 Porsche 911sc 2009 Jeep Grand Cherokee Laredo X CPA-PCA Member Since 2012 |
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Get off my lawn!
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Quote:
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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The Stick
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People. It is a wonder anything in the USA ever gets done.
This helps a little... ![]()
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Richard aka "The Stick" 06 Cayenne S Titanium Edition Last edited by RKDinOKC; 04-10-2014 at 12:47 PM.. |
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Get off my lawn!
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Helps with what?
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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Bandwidth AbUser
Join Date: Nov 2001
Location: SoCal
Posts: 29,522
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Jim R. |
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The Stick
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Helps with attitude in general since most of the people I deal with at work that don't seem to have a clue about how to do their job are womens.
Example: Marketing person wants to send a 1 gig file to our Russian representative. 20 meg is the limit for and attachment in Outlook so we have an ftp server that lets you Drop Ship large files. Glen uses this feature on his company email account on my email server. It is pretty simple, you go to the drop ship screen using your web browser, select the file from a popup that shows the files on your hard drive. Enter the recipients email, enter your email, and there is a place to put any message you want to include, Then you click upload. After the file finishes uploading the server sends and email to both you and your recipient with a link you can click and it download the file with your web browser. After 14 days the uploaded file is automatically deleted from the ftp server AND there is no access to the file except thru the link that is emailed. This chick says the emails are not being sent to the recipient just her and she has to forward the email with the link to the intended recipient. I uploaded and sent working links to my personal email, company email, yahoo, gmail, and a russion account I have to manage our Russian distributors email. The marketing chick's solution is to make a public folder for her to upload this 1 gig file to so she can send an email to the Russian rep of where to find the file on the ftp server so they can browse the ftp server and download the file, then after they get the file, they tell her and she goes and deletes it. Then she asks if she can give access to just certain files to certain people for security. I do not understand how her way is any easier than either the drop ship with the correct recipient email, or forwarding the drip ship email it send to your email?!. She is acting like her solution is something new and improved!!! Argh....people. Oh yeah, the current version of the drop ship puts a copy of an encrypted link on your copy/paste clipboard after the upload is finished so you can just go paste it into an email. She won't tell me what the file is...we have all kinds of artwork, literature, tech specs, manuals, and even videos and NOTHING is anywhere near 1 gig. I can't imagine what would be 1 gig that you would want to make available for public download.
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Richard aka "The Stick" 06 Cayenne S Titanium Edition Last edited by RKDinOKC; 04-10-2014 at 01:53 PM.. |
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I'm with Bill
Join Date: Jun 2005
Location: Scottsville Va
Posts: 24,186
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The bigger question is can you have mail order Russian brides drop shipped here?
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Electrical problems on a pick-up will do that to a guy- 1990C4S |
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Get off my lawn!
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No. Beth does not allow that. Bad Rickie. Bad.
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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I'm with Bill
Join Date: Jun 2005
Location: Scottsville Va
Posts: 24,186
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Minor technicality, besides you just assumed I was referring to myself. I already have one wife and sometimes that is three too many
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Electrical problems on a pick-up will do that to a guy- 1990C4S |
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Get off my lawn!
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Oh I see, you wanted a bride for your dad.
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Glen 49 Year member of the Porsche Club of America 1985 911 Carrera; 2017 Macan 1986 El Camino with Fuel Injected 350 Crate Engine My Motto: I will never be too old to have a happy childhood! |
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