Had a wee bit of an accident, would this be a write off or not?

[ThePointman]

I was on my way home from work last Tuesday evening and got hit head on by someone trying to turn left in front of me.
I am not sure if the car is a right off or not? I am going to get some better pics when I am feeling better. I just got out of the hospital.

[GeorgeK]

The front compartment is badly bent. I guess the car is toast.

Edit: I think it is financially toast by the insurance's guess. It is very much repairable, though. Did not express myself clearly above.

[jorian]

Point,

What a bummer. Hope you look better than your rig. Based on local 84-86 prices, unless there is 25K+ damage I doubt ICBC will write it off. If they do you might want to buy it back and build yourself a hot rod.

[ThePointman]

Originally posted by jorian
Point,

What a bummer. Hope you look better than your rig. Based on local 84-86 prices, unless there is 25K+ damage I doubt ICBC will write it off. If they do you might want to buy it back and build yourself a hot rod.

So you think they wont write it off? The paint is like one and a half months old ...

[Bobboloo]

Glad you're alright. I agree with George. The driverside fender is pushed back into the door yet shows no sign of recieving direct impact. This suggests that the frame it's bolted to seriously jambed. Parts car.

Get yourself a good settlement. Buy back the salvage. Part the car and then shop for a pristine low mileage Carrera or a 964 or 993.

One more option. Buy back salvage and find a nice 70-73' roller and move your Carrera suspension and drivetrain over to it.

[livi]

Awful. Not badly hurt, I hope. Looks like front of your car parked under the other car.

[ThePointman]

Ya based on the fact the drivers door is jammed I would bet the tub is pushed back on the drivers side which most likely would mean its toast. I just pray that they will pay me what I paid for it plus the improvements I have made. Not sure how ICBC right offs work ...

[RarlyL8]

Yikes! I thought you were rear-ended. Looks like an oportunity to put your nice stuff into the roller of your choice.

[jorian]

According to the pics, both fenders and the hood took a hit. I agree with the others that if the tub is bent ICBC might write it off. They may still try to repair it and that is where a good shop comes in. If the tub is bent you don't want it fixed AND you'll need an ethical shop to back you up on this. Many shops would love to 'fix' a Porsche. ICBC will fight you on your improvements but if you have receipts they sometimes proprate these items based on age and availability. I've had a similar experience and I got about 90% back of what I had in the car. Took almost a year though...

[Navaros911]

How can anybody NOT see the Porsche and one with a noticable color like that (I like it)...

Hope you're OK both physically and mentally, I know my mental health would be at an all time low.

Whatever you do, don't decide anything in a rush.

Get well,
Michiel

[ThePointman]

Originally posted by RarlyL8
Yikes! I thought you were rear-ended. Looks like an oportunity to put your nice stuff into the roller of your choice.

I was rear ended three weeks ago Tuesday. This was a head on this past Thursday on the way home from work. I am just out of the hospital today.

[Plecostomus]

Its still smiling though

[dentist90]

Hey Marc,
Just sent you an e-mail but now I can see the pictures. I'm generally not an optimist, but to me the hit seems to be almost straight on> This is probably the best way to take a hit without bending the unibody as the bumper will eat a lot of it. Yes, the trunk lid is obviously pushed back and the drivers' side fender is pushed out of alignment, but both of these panels were hit directly by the oncoming car and of course will be bent out of alignment. These are both bolt-on replacements, as is the bumper and it's mounts. I guess one big tell-tale is how the door seams look on the passenger side: Did they open or close at the leading edge of the door (ie gap between L fender and door), Are the seams and gaps everywhere else still even? It would have been far more likely to be written off if you had been T-boned at the front or on the wheel, as this would surely transfer forces that would bend the unibody and subassembly mounting points. So how well did the crumple zone in the front absorb the impact for you? Obviously if you were hospitalized it was quite a jolt! I worry because I carry my 5yr old around in the front seat quite a bit, in a booster seat.
Take care, man.

[rattlsnak]

From the photos it looks like a routine easy fix. It just depends on the 'fix-it' to 'total-it' ratio on whether or not they want to repair it or not. Send me an email to remind me on Monday and when i get to work i can look it up on ShopLink and give you idea of repair cost.

[ThePointman]

Hey Derek,

The drivers door wont open more then about an inch as the fender is pushed back into the door skin. The hood is pushed back into the window valence. I haven't been able to look underneath the car yet to see how bad the underside is except to know that the skid bar in the front is also pushed back into the front a/c component on the drivers side. I am going to collect my stuff out of it on Monday then have an appointment at ICBC on Tuesday.

My biggest gripe is still the paint work that ICBC covered from when it got damaged in the wind storm. When you open the doors the sill color is not even close to the rest of the body.

I understand the fix it to total it ratio is:

If Market Value is less then Repair Value + Salvage Value then it gets written off.

Anyway I guess I will have to wait and see what Tuesday brings ...

[dentist90]

If all goes well you will either:
i) get as much or more than you paid in a write-off situation
ii) get it fixed to like-new condition AND get your Garnet Red Metallic back to what it was
Good luck with everything and don't forget to post the outcome.

[tiwebber]

Marc, really sorry to hear about your car but glad your doing OK. I am in Victoria (you are too?) so if there's anything I can do please email me and let me know.

[ThePointman]

Originally posted by tiwebber
Marc, really sorry to hear about your car but glad your doing OK. I am in Victoria (you are too?) so if there's anything I can do please email me and let me know.

Thanks for the offer. Yes I am in Victoria. I enjoyed a really fun Porsche club eat and run last Sunday that started at the Waterwheel pub.
Now I am at home to rest for next few weeks. I just got the car tuned and the oil return tubes replaced by Gary at Forward the day before. What a bummer ...

[Leland Pate]

It pains me to see that my man, but I'm glad to hear you are ok.

What a shame. And FWIW, that was a gorgeous color choice.

[speedracer]

Really sorry to hear this but glad you are ok. I hope ICBC gives you what it is worth if it is totalled.